Job Summary

Join Standard Chartered Bank as a Director within the Operational, Technology and Cyber Risk (OTCR) function, acting as the Product Governance Subject Matter Expert (SME).

Reporting into the Group Chief Risk Officer (CRO), OTCR operates as the independent Second Line of Defence, safeguarding the Bank’s operations, data and technology infrastructure by ensuring robust risk management practices across the enterprise.

The Product Governance SME is a is an important role that requires solid business acumen and a detailed knowledge of key regulations, industry trends, and the ability to collate, analyse and opine on disparate information to support efforts to manage the Product Mismanagement risks, within risk appetite.

 The successful candidate will combine strong regulatory knowledge, commercial acumen and analytical capability to interpret complex information, provide clear direction, and drive effective product governance across jurisdictions.

Key Responsibilities

• Act as the SME for Product Mismanagement risk across the Bank.
• Provide advisory support across the three lines of defence on governance, oversight and effective risk management practices.
• Interpret and apply regulatory requirements, translating them into clear business guidance and implementation frameworks.
• Contribute to the design, development and maintenance of OTCR policies, standards and frameworks, ensuring alignment with the Enterprise Risk Management Framework (ERMF).
• Conduct Policy Effectiveness Reviews and thematic deep dives to assess control design and operational effectiveness.
• Identify emerging and horizon risks through regulatory scanning and internal/external trend analysis.
• Support investigations, assurance reviews and remediation activities to ensure robust outcomes.
• Ensure all activities align with the Bank’s Risk Management Framework and regulatory obligations.
• Provide reporting on risk exposure and escalate material issues to governance forums.
• Collaborate with other OTCR teams to ensure consistent and effective policy implementation and oversight.
• Uphold the independence of the Second Line while fostering constructive working relationships.

Skills and Experience

• Significant experience in Operational, Technology and Cyber Risk (OTCR) within the banking or financial services sector.
• Deep understanding of Product Governance and Product Mismanagement risks.
• Strong knowledge of regulatory frameworks applicable to global financial institutions.
• Proven experience in policy drafting, implementation and oversight.
• Ability to translate regulatory requirements into practical business solutions and change initiatives.
• Demonstrated capability to identify emerging risks and advise on mitigation strategies.
• Excellent stakeholder management skills across senior, diverse and international audiences.
• Strong analytical skills, with advanced proficiency in Excel for complex data analysis and PowerPoint for executive-level communication.
• Ability to synthesise complex technical information into clear, pragmatic guidance.
• Experience operating within a Second Line Risk function is highly desirable.

Qualifications

• Degree-level qualification or equivalent professional experience.

• Completion of all mandatory regulatory and compliance training as required.

• Excellent written and verbal English communication skills.
• Ability to explain complex risk concepts in a clear, business-friendly manner and challenge constructively.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.