Job Description

As a Senior Credit Manager within Specialised Finance Risk, you’ll oversee the credit risk profile of our SF South Asia portfolio, spanning Project Finance, Leveraged & Acquisition Finance, Transportation Finance and Structured Credit & Trading (SCT). You’ll provide robust challenge, independent oversight and strategic insights that help maintain a strong risk appetite, ensure portfolio resilience, and support business growth.

This role suits someone who is commercially aware, highly analytical, and confident collaborating with senior stakeholders across risk, business and governance forums.

Key Responsibilities

• Assess and manage credit risk across the SF South Asia portfolio, ensuring alignment with risk appetite and portfolio standards.
• Conduct stress testing, analyse outcomes and recommend actions for extreme but plausible scenarios.
• Challenge risk–return decisions and support well-informed credit origination and control judgements.
• Monitor material risk exposures, portfolio trends and early signs of deterioration, initiating proactive remediation.
• Influence risk parameters, policies, exposure limits and control standards.
• Oversee the quality, accuracy and completeness of credit applications and related risk analysis.
• Approve credit proposals within delegated authority and contribute to committee discussions for wider approvals.
• Enhance operational efficiency, risk processes and consistency across the function.
• Support relationship teams in managing challenged accounts and maximising recoveries.
• Prepare timely and accurate risk reporting for committees, audits, regulatory partners and senior stakeholders.
• Uphold strong governance standards, ensuring compliance with internal policies and external regulations.

Skills and Qualifications

Skills

• Strong expertise in Specialised Finance Risk, including:
• Project Finance
• Leveraged & Acquisition Finance
• Transportation (Shipping & Aviation) Finance
• Structured Credit & Trading (SCT)
• Excellent credit assessment, analytical and decision-making capabilities.
• Ability to influence stakeholders and communicate complex information clearly.
• Strong risk culture mindset with the ability to challenge, shape and guide credit decisions.
• Experience navigating multi-country or multi-market portfolios.

• Practical experience assessing and managing risk across Specialised Finance portfolios is essential.
• MBA, CA, CFA or equivalent qualifications are an advantage.
• Strong credit fundamentals; completion of a Core Credit Curriculum (post-hire) is expected.
• Ability to work autonomously, manage competing priorities and contribute to cross-functional teams.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.