Key Responsibilities

•    Second line of defence responsibilities related to Credit Risk, which involves oversight and challenge of risk management actions from the First Line, including the following:
•    The Group’s Enterprise Risk Management Framework (“ERMF”) with regards to Credit Risk, which sets out the Group’s approach to risk
     management and the control framework within which risks are managed and risk-return trade-offs are made. Ensure that the relevant first 
     and second line owners understand and accept their risk management responsibilities.
•    Ensure a robust effectiveness review process for the ERMF with regards to Credit Risk, and escalate significant matters and/or 
     gaps in ERMF implementations to senior management and the relevant Board level committees as relevant.
•    The Group’s Risk Appetite Framework, with regards to Credit Risk, which sets out the Group’s appetite to material risk types that
     it is exposed to. As SCM Specialised Finance, monitor compliance to Board approved risk appetite using the risk information 
     report covering principal risk-types Credit Risk; and highlight significant matters to the attention of senior management and senior risk committees.
•    Ensure that the quality of the credit portfolio is maintained within acceptable parameters as defined by the Group and Country 
     Risk Appetite statements and relevant Portfolio Underwriting Standards, and that the reporting of information relating to that portfolio is timely and accurate.
•    Building a culture of good conduct in the Risk function, embedding the Risk Culture statement carrying out Process Universe related responsibilities as defined in the ERMF.
•    Final credit decisions for wholesale lending facilities, within delegated credit authorities, ensuring completeness and accuracy 
     of the business credit application and capturing of critical information required for credit risk measurement and credit analysis.
•    Identify and escalate other risk matters, as appropriate.

Qualifications

•    Substantial experience at the highest level in the banking industry, including demonstrated success in similar role within the same product / business area. 
•    Sharp business acumen (including ability to assess risk and appropriate levels of return), strong leadership qualities, excellent interpersonal skills and multi-cultural awareness and sensitivity.
•    Demonstrated track record in successful management and ability to manage risk in geographically dispersed and highly varied product base. Expertise in process design and control.
•    Awareness and understanding of regulatory framework in which the bank operates, and the regulatory requirements and expectations relevant to the role.
•   Significant relationship management experience with external stakeholders at the most senior levels, including regulators and rating agencies.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.