Key Responsibilities

• Work with Business to optimise returns while remaining within risk appetite.
• Engaging with various key stakeholders for reporting, updation & discussion around policies & procedures.
• Ensuring effective controls are embedded in new products launched from credit risk perspective.
• Ensuring timely and accurate submissions to the Group and Management.
• Preparation of various MIS that gives important / critical information.
• Analysis of portfolio, scenario analysis & stress testing to evaluate default and price risk for traded credit positions. 
• Identification of issues behind losses; ensure changes in system and processes for non-repetition of operational lapses.
• Support risk infrastructure initiatives with focus on simplification.
• Raise the bar on data quality, with focus on risk processes.
• Review of Credit Risk and Market Risk Policies (Retail) and Procedures within the Risk Function to meet desired objective till final implementation in conformity with all stakeholders.
• Maximise opportunities to reduce cost without compromising on controls and delivery of the agenda.
• Ensuring that various internal controls are in place for effective functioning.
• Continuous monitoring of portfolio against risk appetite
• To ensure all checks are in place for timely identification & escalation.
• Periodic assessment of retail portfolio performance against risk appetite
• Drafting of new processes, making amendments and roll out of processes.

Key stakeholders

• Business, Compliance, Technology, Operations, Finance and SCB Stakeholders

Skills and Experience

• Data Analysis
• Communication
• Computer Skills (Microsoft Excel)
• Analytics
• Technical writing
   

Qualifications

• Training / Experiences – Cash Equities – Risk Function
• Certifications – Graduation in any stream preferably in Commerce or Business Management, National Institute of Securities Market

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.