Job Summary

Strategy
•    Support and assist Regional Head of Financing Solutions and senior transactors in the team for executing the business strategy.
•    Awareness and understanding of the Group’s business strategy and model appropriate to the role.

Business
•    Origination and to win mandates, structuring and execution syndicated loan transactions for the Bank’s customers in SA.
•    Working closely with CCIB Clients and other Product teams (such as Financing Risk etc) to provide structured financing solutions to meet clients and loan markets’ needs.
•    To structure deals with derivatives or other credit enhancements to maximize profitability and/or distribution potential;
•    Maximising SA profitability by arranging value-added deals whilst minimising the use of balance sheet in arranging syndicated loans;
•    Winning market share from the competition in the SA syndicated loan market and making SCB one of the leading players in Financing Solutions market and in particular among foreign banks; 
•    Managing within cost budget. Awareness and understanding of the wider business, economic and market environment in which the Group operates.

Processes
•    Full compliance with process as per Product Programme
•    To manage all sale activities are in compliance with Bank’s internal policies and local regulatory requirements as well as the Anti-Money Laundering policies, Suspicious Transactions Reporting Requirements etc.

People & Talent
•    Provide on-job coaching, guidance and support to junior staff and IG in all aspects; be a role model of SCB values, ownerships and commitment to other team members;
•    Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners.

Key Responsibilities

Risk Management
•    Responsible for identifying, assessing, monitoring, controlling and mitigating risks to the Group. Also, an awareness and understanding of the main risks facing the Group and the role the individual plays in managing them;
•    Ensure that we follow our bank policies and compliance when we are doing transactions;
•    Ensure no adverse audit findings, no breach of underwriting policy. 

Governance
•    Responsible for assessing the effectiveness of the Group’s arrangements to deliver effective governance, oversight and controls in the business and, if necessary, oversee changes in these areas;
•    Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role;
•    Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
•    Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies. 
•    Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities.
•    Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank.
•    Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections.
•    Cooperate with any investigations or reviews on regulatory failure such as accountability review.

Key stakeholders
Internal
•    S&FR – Provide advises of the deal structure and marketable pricing.
•    Coverage – Provide core client and business strategy alignment, new prospects identification, deal origination and execution.
•    Credit – Provide credit strategy alignment.
•    Markets – penetrate any hedging and other related products opportunity associated with our financing proposals.
•    CPM & PAM – collaborate for internal process.
•    Legal & Compliance – To obtain timely update on regulatory changes, determine respective strategy and actions to address new business opportunities and challenges arising from regulatory changes.
•    TMG and L&A – To ensure cross-functional teamwork for deal execution.

External
•    Bank’s clients (in conjunction with Coverage team) – deal originations, source of obtaining industry and market information, promoting SCB brand value, strong structure capabilities of Financing Solutions. 
•    External professional advisors (e.g. Legal counsels) – deal execution, to obtain timely update on regulatory changes they would provide new business opportunities and responsive change in risk management. 
•    Industry associations such as APLMA, IFR, China Banking Association, Shanghai Banking Association – Two-way communications of loan markets update, market best practises, promoting SCB branch value, strong structure capabilities of SA Financing Solutions.  

Other Responsibilities
•    Embed Here for good and Group’s brand and values in Financing Solutions SA.
•    Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Skills and Experience

•    Strong credit and financial modelling skills  
•    Ability to negotiate financing documents / legal skills 
•    Superior analytical aptitude, creative problem-solving abilities and excellent communication skills
•    Ability to work in teams, deliver high quality and accurate output in high stress environment and meet tight deadlines
•    Preparing client pitches and marketing materials
•    Communication skills and aptitude to network
•    Knowledge of Microsoft Office, Bloomberg, Capital IQ, Thomson, etc.

Qualifications

Languages     English and Chinese

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.