Key Responsibilities

Strategy

• This role will be responsible for reviewing local regulatory returns, audit queries, preparation of reports for risk forums and providing support to internal teams 

Business

• This role covers the full spectrum activities, including – BAU reporting, implementation of new / changes and process enhancements and automation initiatives
• The candidate should be a subject matter expert to drive related reporting process with the help of his / her peers in the team and the offshore support team 
• The candidate should be one of the key liaison person interacting with stakeholders within and outside Balance Sheet Management team to provide advice and articulation as per requirements.

Processes

• Preparation, review & timely submission of the local regulatory returns - RCA III, Leverage, Pillar 3, ICAAP, LCR, NSFR and IRRBB.
• Core understanding of Derivative business and exposure calculations for Capital, Leverage and LEF as per RBI Basel guidelines.
• Focus on RWA optimisation and Liquidity efficiency which should help in improvement of the Capital adequacy and Liquidity ratios of the Bank.
• Resolution of RBI, Statutory and Group Internal audit queries.
• Understanding the processes and controls to ensure completeness while reporting and analysing the Capital adequacy, Leverage, LCR and NSFR ratios.
• Preparation and review of the ICAAP document/related data and ensure timely submission to the Regulator with all the approvals i.e. Forums including GIA.
• Preparation of the CMF packs and minutes of the meeting.
• Automation projects for Regulatory ratios which includes requirement gathering, UAT and go-live testing.

People & Talent

• As a manager, the jobholder needs to assist the team head to:-
  • Coordinate with support teams in GFS, FRR and NFRR and provide necessary guidance / coaching
  • Provide guidance and support and work closely with peer teammates

Risk Management

• To assist the team head to manage the risk arising from process’
• Introducing / enhancing any necessary control steps 
• Presenting findings / following through actions in relevant control / risk forums

Governance

• Documentation in the appropriate forms/committees for change in guidelines, process and assumptions 

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Lead to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] 

Key stakeholders

• Country Finance, Business Finance and other relevant internal stakeholders.
• Statutory and Regulatory Auditors
• GFS team members
• FRR, NFRR, CRO office, Compliance and Business teams

Skills and Experience

• Updated on RBI Circulars    
• Banking Products    
• MS Office (Excel, Word, PPT)     

Qualifications

• Qualified accountant with relevant working experience in banks/ MNCs or Big 4 banking audit firms
• Hands-on knowledge on various guidance/ circulars issued by RBI from to time, basics of banking products.
• Ability to work in an organised way, multi-tasking, prioritising, managing data to meet tight deadlines
• Strong analytical skills and data skills
• Strong communication and interpersonal skills, able to convey complex messages quickly and succinctly to stakeholders with confidence
• High levels of drive and resilience along with attention to detail

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.