Job Summary

To partner with WRB Business (Product and Segments teams) to drive financial performance and provide business performance insights in line with Corporate Plan and Strategy to Business Head, Product & Segment Heads, Group WRB Finance and Country CFO.  The role holder is expected to drive key outcomes in areas of financial performance, corporate planning, forecast, strategy execution, cost management, governance and stakeholder management

Key Responsibilities

Strategy
•    The role requires adequate awareness and understanding of business strategy and contribute to the strategic priorities of the Finance and ensure the strategic priorities related to the areas under this role are delivered. 

Business
•    Awareness and understanding of the wider business and advanced understanding of Wealth and Retail Banking (WRB) business, economic and market environment in which the Group operates in India including FP&A, Accounting framework and regulatory environment. 

Processes
•    Drive financial performance of the Products and Segments by providing insights into financial and non-financial KPIs, including trends, analytical reviews, comparison with Corporate Plan etc.  
•    Develop robust Corporate Plan and Forecasts for Product and Segments 
•    Act as Finance Business Partner for the assigned Products and/or Segments and help Business teams in achieving their financial targets 
•    Lead WRB Financial Performance & Analysis including providing consolidated view of WRB financials 
•    Provide financial and non-financial insights / data to various forums, including: 
o    Product yields, FTP and margins to various stakeholders 
o    Partner with Risk, Business and Treasury for annual ICAAP exercise
o    ALCO projections and discussions with Business and Treasury 
o    Provide inputs for MBR / Business reviews 
o    Review C&O allocations and drive right outcomes for Business 
o    Actuarial Life review exercise 
o    Other adhoc activities like scenario analysis, impact analysis, RWA efficiency tracking, what if analysis etc.
o    Provide competition / market insights for key financial metrics

•    Foster a culture of data driven decision-making and continuous improvement ensuring that all stakeholders are engaged in driving financial performance 
•    Monitoring strategy outcomes from Finance perspective with an aim to enhance transparency, facilitate informed decision-making, and promote accountability among stakeholders
    
People & Talent
•    Provide guidance and collaborate with teams in Chennai & Bangalore supporting India WRB Finance

Risk Management
•    Ensuring compliance with Bank’s Policies and Standards and all the responsibilities of the role are discharged in accordance with Bank's Risk Management Framework (ERMF). 
•    Ensure compliance of regulatory norms and guidelines as relevant to the role

Governance
•    Responsible for assessing the effectiveness, oversight and controls in the areas included in the key responsibilities and, if necessary, oversee changes in these areas. Have an awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
•    Lead to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] * 
•    Serve as a Director of the Board 
•    Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) 

Key stakeholders
•    WRB Business Head 
•    Product and Segment Heads 
•    Group WRB Finance Team
•    Country CFO

Other Responsibilities
•    Embed Here for good and Group’s brand and values day to day activities in Finance function; 

Skills and Experience

•    Financial Analysis 
•    Budgeting and forecasting 
•    Financial Performance and Analysis 
•    Stakeholder management 
•    Commercial insight
•    Strategy 

Qualifications

Education    CA OR MBA 

Competencies

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers