Job Summary

About SC Ventures
SC Ventures is Standard Chartered ‘s innovation, fintech investment and ventures arm. We were established to reinvent banking, as the significant technological disruptions to the industry was impacting its ability to serve clients and customers, in the ways they needed to be served. We are a unique ecosystem of innovators, banking experts, business builders and partners who are focused on rewiring the DNA in banking and bringing breakthrough ideas to scale, together. We are building ecosystems around four high conviction themes: Online Economy & Lifestyle, SMEs & World Trade, Digital Assets, and Sustainability & Inclusion. We are a global team of "Members" (excluding individual ventures), including dedicated colleagues from the Group's support functions, based in Singapore, Hong Kong, London, and the United Arab Emirates

About HAL
“HAL is a B2B domestic and cross border marketplace being built for SMEs in the UAE. Incubated by SC Ventures, the ventures arm of Standard Chartered Bank, the platform will enable digital commerce and access to financial & value-added services. HAL ‘s vision is to act as a super glue connecting multiple partners & ecosystems by bringing together buyers, sellers, financial institutions, logistics partners under one roof. We are building this as an agentic AI native stack along with several strategic partners in the UAE who bring different capabilities into the platform.  
  
SMEs are the backbone of the UAE economy and vital for economic growth and diversification. We want to help SMEs grow profitably, safely and with ease. Hal is being built for scale with the latest technologies and with a vision to truly become the one stop shop for SMEs. We are looking to launch later in the year.” 

Key Responsibilities

About The Role
We are looking for a product & strategy analyst that can help us build out the financial services vertical with the aspiration to be a leader in SME embedded finance solutions. 

This role sits at the intersection of product, strategy and data, supporting the design, validation and scaling of the financial services products. The product analyst will support the team with data driven insights, analytical frameworks and strategic decisions across the full product lifecycle. 

Responsibilities
•    Contribute to shaping the product vision and strategic direction by supporting leadership with insight-driven analysis. Identify and assess market opportunities through competitive landscape reviews, market studies, bringing clear perspectives on trends, gaps, and emerging consumer needs. 
•    Translate business objectives into strategic options and decision frameworks that highlight user value, experience implications, and business impact.
•    Own product outcomes and drive timely delivery of features that meet quality standards and business objectives. Conduct competitive analysis and market research to identify opportunities and inform product direction. 
•    Synthesize insights from market analysis, user research, and experience evaluations into clear, compelling narratives for leadership consumption.
•    Support informed decision-making by framing complex topics clearly, managing ambiguity, and ensuring stakeholder alignment around user-centric and business-driven outcomes.
•    Work with marketing and sales to develop go-to-market strategies, product positioning, and launch plans. 
•    Own product outcomes and drive timely delivery of features that meet quality standards and business objectives. Conduct competitive analysis and market research to identify opportunities and inform product direction. 

Strategy
•    Support head of financial services to drive product and strategy through data backed insights, opportunity sizing and competitive analysis
•    Own market assessments and competitive analysis to guide decision making 
•    Act as a thought partner to the product teams on roadmap sequencing and prioritization
•    Work with strategic partner’s product teams to create product roadmap

Business
•    Conduct financial analysis to aid in product validation
•    Translate business questions into structured analytical approaches and actionable recommendations

Processes
•    Define and own product KPIs, ensuring consistent tracking and reporting
•    Build and maintain dashboards to monitor performance, growth and efficiency
•    Contribute to a strong data driven culture by sharing insights, best practices and frameworks
•    Critically think to drive optimal business outcomes

People & Talent
•    Work closely with global cross functional teams to ensure robust data infrastructure, monitoring and event instrumentation to support reliable product analytics and decision making

Risk Management
•    Ensure data accuracy and consistency and flagging any data gaps, errors or limitations that could impact product or commercial decisions

Governance
•    Operate in line with SC ventures governance standards 
•    Ensure compliance with internal data, reporting and documentation requirements 

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    Internal teams: Engineering, Product, Commercial, compliance and senior management.  
•    External groups: Customers, Suppliers, Partners

Other Responsibilities
•    Embed Here for good and Group’s brand and values in the business and SC Ventures; 
•    Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Skills and Experience

•    Product Analytics
•    Strategic Decision Making 
•    Financial Analysis
•    Product Development 
•    Market Analysis
•    Business and Unit Economics Modelling

Qualifications

Education     Bachelor’s degree in business, Economics, Engineering, Computer Science or related field
Languages     English, Arabic (is a plus)

•    5+ years of experience in strategy consulting or product development or fintech 
•    Hands-on experience working in complex, multi-stakeholder and ambiguous environments, with the ability to drive clarity through data and structured analysis
•    Proven ability to develop and execute product strategy and roadmaps that align with business objectives and deliver measurable results
•    Exposure to product development lifecycle and execution of complex strategies
•    Experience working with cross-functional teams 
•    Outstanding communication and presentation skills with ability to articulate complex product concepts to diverse audiences 
•    Strategic thinking combined with tactical execution capabilities, balancing long-term vision with short-term priorities
•    Demonstrates critical thinking and problem-solving capabilities

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.