Job Summary

The Director, CFCR Advisory, CC, TB, GB, DA & FinTech, Latin America – São Paulo will provide senior-level conduct, financial crime and compliance risk advisory support across key Corporate and Institutional Banking businesses in Latin America. This role will focus on Client Coverage, Transaction Banking, Global Banking, Digital Assets and FinTech activities, ensuring that relevant risks are identified, assessed, managed and mitigated in line with the Bank’s regulatory obligations, internal standards and operational risk framework.

The role will act as a trusted second line of defence advisor, providing independent oversight, challenge and guidance to business stakeholders while supporting the effective implementation of CFCR policies, procedures and controls across the region. The successful candidate will partner closely with first line risk managers and functional teams to address emerging risks, strengthen governance and promote a strong culture of compliance, accountability and responsible business conduct.

Key Responsibilities

• The Director, CFCR Advisory, CC, TB, GB, DA & FinTech, Latin America – São Paulo will support Standard Chartered in meeting its commitment to be “Here for Good” by helping to build and maintain a sustainable framework that places compliance, conduct and financial crime risk management at the centre of the Bank’s agenda.
• The role will serve as a senior second-line authority for Brazil, Argentina and Colombia Representative Offices, as well as other non-presence countries across Latin America, Central America and the Caribbean, assuming risk management responsibilities for the risks for which Compliance acts as second-line owner.
• As part of an independent second line of defence risk control function, the Director will execute relevant elements of the CFCR Principal Risk Type Frameworks through independent oversight, specialist advice and constructive challenge, proportionate to the nature, scale and complexity of the Transaction Banking, Client Coverage, Global Banking, Digital Assets and FinTech businesses.
• The role will also evaluate the effectiveness of the Bank’s CFCR Risk Frameworks as they relate to these businesses and proactively support and challenge stakeholders to demonstrate appropriate conduct, comply with regulatory, conduct, financial crime and compliance requirements, and deliver fair outcomes for clients.

• The Director will provide strategic advisory, oversight and challenge on CFCR risks across Corporate and Institutional Banking in Latin America, with a particular focus on Client Coverage, Transaction Banking, Global Banking, Digital Assets and FinTech clients, products and services.

• This includes supporting the development, maintenance and implementation of CFCR standards, policies, procedures and processes, including Country Addenda, to ensure that conduct, financial crime and compliance risks are effectively identified, assessed, managed and mitigated across the region.

• The role will act as a trusted second line of defence advisor and risk owner, providing independent oversight and control in alignment with the Bank’s Operational Risk Framework, while identifying inherent and emerging risks, assessing residual risk exposure and recommending appropriate controls and mitigation actions.

Day-to-Day Tasks

• The successful candidate will maintain collaborative and effective relationships with senior stakeholders across the TB, CC, GB, DA and FinTech businesses, as well as with first line risk managers, CFCR colleagues, Assurance, internal audit and other functional partners.
• The role will provide timely, responsive and relevant conduct, financial crime and compliance advice in relation to product design, new business initiatives, bespoke projects, remedial activities and transactional matters.
• The Director will also provide robust challenge to senior management and relevant business stakeholders where activity falls outside risk tolerance or appetite, ensuring that concerns are escalated appropriately and that effective ownership, oversight and remediation plans are established.
• This position will support the Head, CFCR Advisory, TB, CC, GB & Functions, Americas in implementing and continuously improving the overall CFCR programme, including the Compliance Risk Assessment, FCC Risk Assessment and related monitoring, surveillance, assurance and training activities.
• The Director will help promote a culture of openness, trust, accountability and risk awareness, embedding global standards and the Bank’s Code of Conduct while managing local regulatory requirements. The role will also contribute to the development of policies, processes, desk instructions and training materials to address CFCR risks across the relevant businesses and ensure that standards are effectively implemented.

Additional Responsibilities

• The Director will be expected to develop a comprehensive understanding of the CIB and Latin America business model, strategy, products and services, with particular emphasis on Transaction Banking, Global Banking, Digital Assets and the FinTech and Digital Assets client verticals.
• The role will involve monitoring industry and regulatory developments, anticipating horizon risks, advising on evolving regulatory change and supporting effective implementation of associated requirements and controls.
• The Director will also provide intelligence to internal forums on specific clients, client types and emerging risk typologies, support reviews of higher-risk clients and country-specific matters, and work closely with regional and country teams to ensure consistent and effective risk management across the network.
• The role will support governance and escalation processes by attending relevant governance meetings, preparing reports for senior management and risk committees, and escalating material CFCR risks, regulatory breaches or matters outside risk tolerance through the appropriate governance channels.
• The Director will support product governance, control effectiveness reviews, management information and issue tracking across the TB, CC, GB, DA and FinTech coverage areas.
• Responsibilities will be carried out with regard to applicable requirements from relevant regulators, including the Central Banks of Brazil, Argentina and Colombia, the US Federal Reserve and DFS, the UK Prudential Regulation Authority and the Financial Conduct Authority, as applicable to the Bank’s Latin America operating model.

Qualifications

• Bachelor’s degree from an accredited institution, or equivalent professional experience; advanced degrees are preferred.
• Minimum of 8 years of experience in corporate compliance, financial crime compliance or a related control function within the financial services or banking industry.
• Strong understanding of banking regulations and compliance expectations across Brazil, Colombia and Argentina, as well as relevant industry best practices.
• Demonstrated knowledge of financial crime compliance requirements, including FATF standards, Travel Rule expectations, payment transparency, transaction screening and transaction monitoring.
• Experience advising on or overseeing risk management for Transaction Banking, Client Coverage, Global Banking, Digital Assets and FinTech products or services.
• Experience evaluating financial crime compliance programmes for FinTech companies, Digital Asset providers or other innovative financial services businesses.
• Strong capability in risk identification, risk assessment, control design and practical risk mitigation.
• Excellent communication, stakeholder management and interpersonal skills, with the ability to work effectively across cultures, countries and seniority levels.
• Highly organised, with strong project management skills and the ability to manage multiple priorities in a dynamic regional environment.
• Sound judgement and discretion when handling sensitive, confidential or high-impact matters.
• Ability to collaborate across business, compliance, risk and functional teams in multiple countries and regions.
• Fluency in English is required; Portuguese and Spanish language skills are strongly preferred.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.