Job Summary

Risk Portfolio Analytics is responsible for strengthening the Bank’s forward looking credit risk capabilities through management stress testing, portfolio analytics and decision oriented risk insights.

The Senior Manager, Risk Portfolio Analytics will support the application, implementation and ongoing use of Management Stress Testing models and analytics for Credit Risk across Corporate and Institutional Banking Portfolio. The role combines hands on analysis, model implementation and UAT, model monitoring, and management reporting, with modelling activities focused on enhancement, testing and interpretation rather than primary model ownership.

This is a delivery focused, non people manager role, suited to candidates with strong technical grounding who can operate effectively in a controlled, multi stakeholder environment.

Key Responsibilities

Stress Testing and Modelling
•    Apply and enhance existing management stress testing models to support stressed financials, credit metrics, RWA and ECL analysis.
•    Support targeted model enhancements, testing and documentation rather than end‑to‑end model ownership.
•    Perform analytical validation, sensitivity analysis and plausibility checks on model outputs.

Model Implementation and UAT
•    Support implementation of stress testing models and analytics into Risk stress testing platforms.
•    Execute and coordinate User Acceptance Testing (UAT), including test case preparation, result validation, issue identification and remediation tracking.
•    Work closely with Technology, Change and Data teams to support productionisation and BAU transition of models and reporting.

Model Monitoring and Ongoing Analytics
•    Perform ongoing model monitoring, including stability analysis, outcome review and investigation of key movements.
•    Support periodic reviews of stress testing outputs to ensure consistency, transparency and interpretability.
•    Develop analytical views to support trend analysis, scenario comparison and portfolio insights.

Reporting and Management Insight
•    Support preparation of management, committee and working group materials, clearly explaining stress testing results, drivers and limitations.
•    Produce concise, structured analysis suitable for senior risk stakeholders.
•    Respond to ad hoc analytical and reporting requests related to stress testing and portfolio risk.

Stakeholder Engagement
•    Work closely with Credit Officers, Scenario Design, Modelling, Model Validation, Finance, Data and Technology teams.
•    Support effective issue resolution through clear analysis, structured communication and timely delivery.
•    Contribute to a collaborative, delivery oriented team environment.

Risk, Data and Governance
•    Identify and investigate data quality issues impacting stress testing outputs and coordinate remediation with data owners.
•    Ensure modelling, analytics and reporting activities comply with Group policies, modelling standards and governance requirements.
•    Maintain clear documentation for models, UAT, monitoring and analytics activities.

Conduct and Values
•    Demonstrate exemplary conduct and act in accordance with the Group’s Values and Code of Conduct.
•    Take personal responsibility for managing risk, conduct and compliance matters, including timely escalation where required.

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    CIB Credit
•    CCIB Modelling teams
•    Risk and CFCC Data Strategy Team
•    Risk and CFCC Change teams
•    Technology
•    Group Finance
•    Country CROs
•    Enterprise Risk Management – SRMG and Scenario Design

Skills and Experience

•    5–7 years’ experience in credit risk analytics, stress testing, portfolio analytics, risk modelling or related roles.
•    Practical exposure to model development and implementation within a governed risk framework.
•    Experience working with stress testing outputs, RWA and/or ECL concepts.
•    Strong analytical skills with the ability to explain complex results clearly to non‑technical stakeholders.
•    Strong skills in Python, SQL and Excel for analytical work.
•    Experience operating in a highly controlled reporting or regulatory environment.
•    Strong self starter with the ability to learn quickly, work independently, and contribute across analytics, UAT/implementation and reporting in a demanding delivery environment.

Role Specific Technical Competencies

•    SAS, Python, R and Excel skills
•    RWA/ECL Knowledge
•    Stress Testing knowledge
•    CCIB Credit Knowledge
•    Experience of producing portfolio insights for management consumption
•    Experience of working under pressure to produce high quality reporting in a highly controlled environment

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.