Job Summary

Associate of the Loan Syndicate function for GCNA within the Financing Risk, Global Credit Markets business at Standard Chartered Bank.  
Responsibility for executing distribution strategies on syndicated loan transactions from GCNA and also responsible for the distribution of the bank’s global loan product to GCNA-based bank investors

Strategy

•    I am responsible for developing and managing the distribution capabilities of Loan Syndicate (LS) in GCNA, as part of the implementation of the global Loan Syndicate strategy, aligned to the overall strategic direction of Syndicate & Financing Risk and CIB.

Business

•    Recommending underwritings, and fair valuing underwriting positions in GCNA
•    Reviewing structure, timing, pricing to market, and executing the distribution strategies of primary syndicated loans in GCNA
•    Distribution of secondary loans in GCNA for the Bank alongside Credit & Portfolio Management
•    Develop and manage distribution channels to bank and non-bank investors
•    Develop and maintain relationships with loan investors in GCNA
•    Providing loan market intelligence to GCM Origination Verticals and other product partners in GCNA to enable origination to distribute 
•    Adherence to and promotion of governance, compliance and risk standards

Key Responsibilities

Processes

•    Manage all distribution processes, ensuring compliance with applicable internal policies, and external laws and regulations, and operating within risk tolerance and risk appetite. 
•    Drive continuous improvement of the operational efficiency and effectiveness of processes to increase the consistency of global systems and processes.
•    Responsible for production and distribution of marketing materials and communications to investors and clients in relation to Loan Syndicate products. 

People & Talent

•    Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners.
•    Ensure the provision of ongoing training and development of people, and ensure that holders of all critical functions are suitably skilled and qualified for their roles ensuring that they have effective supervision in place to mitigate any risks.
•    Employ, engage and retain high quality people, with succession planning for critical roles
•    Responsibility to review team structure/capacity plans

Risk Management

•    Responsible for underwriting, syndication and distribution of syndicated loans in GCNA
•    Ensures that syndication and distribution is carried out within the Group’s risk appetite and reputational and credit risks are appropriately managed in conjunction with direct reports and other stakeholders
•    Ensure any audit and compliance issues relating to LS GCNA are resolved in a timely manner
•    Ensure that risk management matters in LS GCNA that are brought to my attention are subject to direct remedial action and/or escalated, where appropriate to relevant risk committee. 

Governance
•    Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
•    Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.
•    Accountable for escalation from the GCNA Loan Syndicate team and/or other Group governance committees or stakeholders in senior management, risk or control functions.

Regulatory & Business Conduct

•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
•    Lead the GCNA Loan Syndicate team to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment. 

Skills and Experience

Key stakeholders

Maintain effective communication with key stakeholders, including
•    FM Sales, Structuring & Trading
•    Credit & Portfolio Management
•    GCM product verticals regional and global heads
•    Global Banking
•    Risk
•    Compliance
•    Bank investors
•    Institutional investors
•    Clients/Borrowers 

Other Responsibilities
Embed Here for good and Group’s brand and values in GCNA Loan Syndicate team; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

•    Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies
•    理解、认同并遵守本地法律法规以及渣打内部政策中关于个人问责和职责的要求；
•    Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities
•    跟上本地问责法律法规的发展，以有效地确保并强化内控；
•    Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank 
•    审慎勤勉地履行岗位职责，以个人或团队成员的身份，为避免任何导致银行遭受或可能遭受法律制裁、监管处罚、重大财务损失或声誉负面影响而做出努力；
•    Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections
•    对未遵守相关规范和流程、未适当履行职责以及未执行整改措施承担相应责任；
•    Cooperate with any investigations or reviews on regulatory failure such as accountability review
•    配合任何关于违反监管规定的调查或审查，例如，问责审查。
•    Properly perform the duties on management and ensure the effectiveness of internal control 
•    正确履行管理职责，并确保内控的效率； 
•    Be responsible for regulatory failure or risks arising from or in connection of the event over which the employee has the duties of management and/or leadership 
•    对负有管理和/或领导责任的事项引起或相关的违反监管规定事件或风险，承担相应责任。 
•    Be responsible for significant losses due to failure of effectiveness of internal control 
•    为内控失效造成的重大损失负责。

Qualifications

• TRAINING     Complete all required mandatory and development training
• LANGUAGES     Business Level English

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.