Job Summary

The primary responsibility of Treasury Markets is the management of the Bank’s liquidity profile, ensuring that it remains within stipulated risk tolerances. Under the guidance of the Treasury Markets Liquidity Manager and / or Head of Treasury Markets, this role is to support the activity of the Liquidity Dealers in raising and deploying liquidity to ensure the bank is in a position to meet all its obligations as they fall due (Intra-day and inter-day); to meet all regulatory requirements; to diversify the deposit base in a prudent manner; to pre-empt times of surplus and tight liquidity and to produce a curve reflective of the Bank’s marginal cost of liquidity.

Strategy

a)    Operate within Treasury Markets’s liquidity and credit limits:
•    Provide oversight to LM Manager in Refi, Wholesale Borrowing, LCR, SH, MTF and swapped funds guideline, as detailed in the Treasury-Risk limits and local MATs. 
•    Flag any potential liquidity limit issues to LM Manager in advance.  
•    Flag any potential credit limit issues to LM Manager and/or HoTM in advance. 
•    Assist LM Manager and/or HoTM to request for temporary and permanent limits to Treasury-Risk and Credit, where appropriate. 

b)    Assist LM Manager and/or HoTM to maintain desired ratios as directed by the Global Head of Liquidity. 

Business

c)    Analytics & Reporting
•    Provide reports and insights to LM and HoTM on the Balance Sheet, e.g. balance sheet movements, track changes in liquidity profiles, NII forecast under OBFTP framework. Monitor Trading desk funding profiles etc. 
•    Ability to independently analyse the daily forecast reports and communicate with the local teams on the ground (Treasury, MTCR, PC and business finance etc) to analyse the daily reports/forecasts and simultaneously share the feedback with team members and highlight key areas of concern / issues (if any).
•    Perform cash flow and ratio forecast calculations for LM with regards to maturity profiles, regulatory ratios etc.
•    Communicate the funding requirements / excess liquidity position with the LM and HoTM China. Convey capacity on limits.

Key Responsibilities

d)    Estimate and plan for the internal funding and deposit taking requirements of other units of the Bank: 
•    Liaise with other business units to obtain the best possible view of asset pipelines and forecast liability generation.
•    Ensure adherence to all regulatory requirements and all internal liquidity metrics
•    Determine the level of marketable security holdings to facilitate the Bank making payments within the local RTGS system (in relevant countries).
Raise a flag to senior management on any concerns over the Bank’s capacity to easily meet projected funding requirements.

e)    Discuss and agree with LM Manager and/or HoTM to produce daily ITP curves for the Bank’s marginal cost of funding in local and major foreign currencies, fixed and floating, for funds transfer from or to the rest of the Bank:
•    Ensure this curve encourages an overall balance of liquidity yet does not unduly disadvantage any business unit. 
•    Provide oversight to ensure that liquidity risk from the commercial balance sheet is being transferred to Treasury Markets as per policy. 
•    Ensure that funding costs are accurately reflected accordingly to FTP policy. 
•    Manage the relationship with the local key stakeholders.

Processes

f)    Meet all funding and deposit taking requirements whilst maintaining regulatory; stress and prudent liquidity requirements: 
•    Access the money markets as required; either with other banks directly or through interdealer broker; raising and placing liquidity to ensure liquidity limits are adhered to whilst maximising  economic value to the Bank
•    Proactively establish and maintain good relationships with direct wholesale customers, including central banks Swap funding between currencies to meet liquidity requirements and to minimise funding costs. 
•    Execute intragroup funding plan under supervision of LM. 
•    Participate in local central bank operations and facilities as required. 
•    Provide oversight to Cash Flow Management Team in ensuring adequate intra-day liquidity to facilitate all payments / to meet pay-in obligations with RTGS. 
•    Liaise with the repo desk as part of the liquidity management plan to ensure adequate usage of liquidity assets.  
•    Preposition eligible securities at the local central bank to be used as backstop liquidity. 
•    Forecast and advise the Treasury Markets Liquidity Manager should there be a requirement to purchase securities to meet the statutory, stress, payments or prudent requirements. 
•    Forecast and advise Treasury Markets Liquidity Manager, should there be a requirement to raise medium term funding. 
g)    Act as a Rates Submitter as appropriate, in line with the defined Rates Setting Principles and as authorised and detailed in the respective Dealer Mandate.

Skills and Experience

Internal
•    Global Head of Liquidity, Treasury Markets or his/her managers
•    Sales Desks within FM
•    Relationship Managers
•    Treasury-Liquidity
•    Treasury–Risk
•    ALCO (as appropriate)
•    MTCR (as appropriate)
•    DCM
•    Relevant product partners

External
•    Local and International Banks
•    Local Central Bank, in particular department involved in Money Market Operations
•    Money Brokers 
•    Direct wholesale customers

Qualifications

Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies.
理解、认同并遵守本地法律法规以及渣打内部政策中关于个人问责和职责的要求；
Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities.
跟上本地问责法律法规的发展，以有效地确保并强化内控；
Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank. 
审慎勤勉地履行岗位职责，以个人或团队成员的身份，为避免任何导致银行遭受或可能遭受法律制裁、监管处罚、重大财务损失或声誉负面影响而做出努力；
Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections.
对未遵守相关规范和流程、未适当履行职责以及未执行整改措施承担相应责任；
Cooperate with any investigations or reviews on regulatory failure such as accountability review.
配合任何关于违反监管规定的调查或审查，例如，问责审查。
Properly perform the duties on management and ensure the effectiveness of internal control. 正确履行管理职责，并确保内控的效率； 
Be responsible for regulatory failure or risks arising from or in connection of the event over which the employee has the duties of management and/or leadership. 对负有管理和/或领导责任的事项引起或相关的违反监管规定事件或风险，承担相应责任。 
Be responsible for significant losses due to failure of effectiveness of internal control. 为内控失效造成的重大损失负责。

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.