JOB SUMMARY: Be responsible for Cash strategy alignment and execution. Responsible for new offering end-to-end product design, development, maintenance and commercialization throughout the solution life cycle. Work closely with local stakeholders, regional and global product partners to ensure proper governance and risk control.

Responsibilities: Lead the Deposits and Liquidity Management team to take the overall product responsibilities: responsible for liquidity and liability strategy alignment and execution, responsible for new offering end-to-end product design, development, maintenance, and commercialization throughout the solution life cycle, work closely with ALCO members and steer the commercial drive of TB liabilities, collaborate with local stakeholders, regional and global product partners to ensure proper governance and risk control, close engagement with regulators and drive regulatory initiatives.

Strategy: To identify and actively contribute to cash business strategies, in particular, deposit and liquidity management; develop tactical plans to achieve our long-term vision and leadership positions in China. Drive innovation, remain up-to-date on key product trend in China, and ensure collaboration across other product groups in TB and SCB

Business: Drive revenue growth and grow market share against budgets and targets for China. To build business cases and identify opportunities for new products and services requirements in Cash Management. Ensure fit-for-purpose, fit-for-growth, fit-for-sale products. Drive end-to-end product performance, such as efficiency, straight-through processing, turnaround times, and ensuring scalability of growth.

People & Talent: Provide training and pitch support from product perspective and participate specific project team including both internal and external ones to ensure market leadership and implication. Established professional code and communication skills when collaborating with other teams.

Risk Management: Identify and mitigate the Operational, Financial, Regulatory and Business conduct risks relating to Cash product. Work with operations to improve overall service standards and to ensure that quality of service to customers remains superior to competition.

Governance: Ensure comply with all requirements of product governance and proactively work with stakeholders to identify and quantify new and existing risks.

Internal

• Central Product Manager, Cash
• Cash Operations, ITO, PMO, Finance, CFCC, Legal, Risk, TM, IMO, Implementation, CM, Risk & Control
• Business Managers including but not limited to RM and Sales

External

• Major Clients
• Key local regulators
• Competitors

Qualification

• University graduate with at least 8 years solid experience in banking or finance industry.
• Solid experience in managing transaction banking products in a financial institution with In-depth knowledge of corporate treasury management activities in local market and relevant regulations
• Strong leadership qualities, interpersonal skills, multicultural awareness, and sensitivity
• Excellent professional skills, including verbal and written communication, presentation, time management and stakeholder management
• Language Capability: proficiency in Mandarin and English
• Post-graduate degree holder or CFA are a plus

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.