Job Summary

• Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies;
• 理解、认同并遵守本地法律法规以及渣打内部政策中关于个人问责和职责的要求；
• Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities;
• 跟上本地问责法律法规的发展，以有效地确保并强化内控；
• Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank;
• 审慎勤勉地履行岗位职责，以个人或团队成员的身份，为避免任何导致银行遭受或可能遭受法律制裁、监管处罚、重大财务损失或声誉负面影响而做出努力；
• Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections;
• 对未遵守相关规范和流程、未适当履行职责以及未执行整改措施承担相应责任；
• Cooperate with any investigations or reviews on regulatory failure such as accountability review.
• 配合任何关于违反监管规定的调查或审查，例如，问责审查。

Key Responsibilities

Strategy

• Coverage of CMPS products (structured products) to deliver the proper solutions under the framework of Business Strategy to meet the needs across from Retail Banking and Business Banking clients.
• 覆盖资本市场产品及解决方案部的产品（结构性产品），在业务战略框架下提供适当的解决方案，以满足零售银行和中小企业银行客户的需求。
• Manage and develop strong product solutions and smooth workflow to deliver differentiated product proposition and brand identity.
• 开发并管理强大的产品解决方案和顺畅的工作流程；提供独特的产品主张和品牌标识

Business

• As people manager, lead Dealers and Product Managers, to develop CMPS products offering, maintain and expand counterparty relations, and actively work with Product & Segment, Treasury Specialist and Sales to make continuous improvement and innovation to develop better product advisory solutions.
• 作为带人经理，带领交易员与产品经理团队，拓展产品发行，维持以及开拓交易对手方关系，积极与 Product & Segment部门、资金产品销售和其他销售人员合作，不断改进和创新，以开发更好的产品咨询解决方案。
• Keep refreshed mindset on market change and industry trend to ensure product innovation.
• 持续关注市场变化和行业趋势，力争产品创新。

Collaborate with Wealth Management and [Retail/Business] Banking to bring the best values to our clients through: 与财富管理和零售银行/中小企业部门合作，通过以下方式为客户带来最佳价值：

• Product ideation and innovation产品构思与创新
• Product pipeline planning产品受众规划
• Provision of best execution for CMPS products资本市场产品及解决方案部的产品的最佳执行
• Infrastructure implementation to ensure a seamless workflow基础架构的维护与执行

Work with external overseas counterparties and internal markets team to create business opportunities through: 与外部投行与内部金融市场团队合作，通过以下方式创造业务机会：

• Product payoff 可行的产品结构
• Fair pricing 合理的产品询价
• Back to back transaction booking without error 准确完成各类交易簿记

Processes

• Assist in system integration and implementation in order to ensure the streamlining and increase in productivity.
• 协助系统整合和升级，以确保高效运作。
• Consistently review and upgrade existing product features, services, workflows to improve client experiences and make sure full compliance with local regulatory requirements and group policy.
• 根据当地法规要求和集团政策，持续检测和升级现有产品的功能、服务和工作流程，以改善客户体验。

People & Talent

• Conduct training to Treasury Specialist and Sales team to enhance product knowledge and market sense.
• 对资金产品销售和其他销售人员进行培训，以提高其产品知识和市场知识。
• Established professional code and communication skills when collaborating with other teams.
• 与其他团队进行专业地合作和沟通。

Risk Management

• Accountable for implementing and complying with AML requirements when performing duties.
• 在履行职责时执行和遵守反洗钱要求。
• Comply with the respective Money Laundering Prevention Procedures and be alert at all times to unusual or possibly suspicious customer activity and should report any suspicious activity to AML Surveillance Team and line manager as well as directly to the Country MLPO in urgent or exceptional circumstances.
• 遵守预防洗钱的规定，随时警惕异常或可疑的客户活动，并应向反洗钱监督小组和直线经理报告任何可疑活动，在紧急或特殊情况下应直接向国家反洗钱办公室报告。
• Mitigation of risks and resolution of issues in a timely manner including developing suitable controls and measuring their effectiveness.
• 制定适当的风险控制措施并衡量其有效性，缓解风险，解决问题。
• Proactive identification and reporting of risks and concerns.
• 主动识别和报告风险问题

Governance

• Adherence to laws and regulations, internal risk and compliance policies (including anti-money laundry, sanction, anti-bribery & corruption and relevant FCC risks) and the Group Code of Conduct.
• 遵守法律法规、内部风险和合规政策（包括反洗钱、制裁、反贿赂和腐败以及相关的FCC风险）和集团行为准则。
• Timely completion of all mandatory risk and compliance training, including e-learning by the set deadlines.
• 及时完成所有风险和合规强制性培训，包括在规定的截止日期前进行e-learning课程。
• Fully understand the importance of consumer rights protection, prevent damage to consumer’s best interest, implement regulatory requirements related to consumer rights protection, ensure to complete relevant trainings and to always embed consumer rights protection mindset when performing daily work.
• 充分理解消费者权益保护的重要性，防止损害消费者的最佳利益，执行与消费者权益保护相关的监管要求，确保完成相关培训，并在日常工作中始终嵌入消费者权益保护意识。
• Fully understand the importance of fraud prevention, prevent fraud risks, maintain safe and steady operation of the position, implement regulatory requirements of fraud prevention, strictly execute DOIs of the department, ensure to complete relevant trainings and embed fraud prevention in daily work.
• 充分认识防欺诈的重要性，防范欺诈风险，维护岗位安全稳定运行，落实防欺诈监管要求，严格执行部门管理文件，确保完成相关培训，将防欺诈融入日常工作。

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• [WRB/SME/WS] Product 产品部
• [WRB/SME/WS] Segment 客群部
• [WRB/SME/WS] HO 总部
• [WRB/SME/WS] Process team 政策及流程部
• [WRB/SME/WS] Business Finance 财务部
• [WRB/SME/WS] Operation team 营运部
• OR 操作风险部
• BORM 业务风险管控部
• Legal & Compliance 法务部和合规部
• CMPS Treasury Specialist Team 资金产品销售团队
• [WRB/SME/WS] Sales 零售银行和中小企业银行销售团队
• WFX and CNSD Project Team WFX和CNSD项目团队
• External Counterparties for SD 结构性存款产品交易对手方
• FM金融市场部

Our Ideal Candidate

• University graduate with 8+ years of working experience in banking and related financial institutions
• Deep understanding of structured products pricing; familiar with derivatives with underlying of equity, fixed income and currency; dealing experience is preferred
• Post-graduate degree holder or CFA are preferred.
• Excellent written and spoken English and Mandarin.

Role specific Technical Competencies

• Microsoft Excel
• Microsoft PowerPoint
• Microsoft Word
• Capital Markets Products Skills

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.