Job Summary

Strategy*

Actively contribute to the overall business strategy; develop tactical plans to achieve our long-term vision and leadership positions.

Business*

Financial Performance and profitability

• Drive revenue growth and grow market share against budgets and targets under Supply Chain, Document Trade and Working Capital Loan products.
• Set pricing strategy, guidelines and approval governance.
• Ensure fit-for-purpose, fit-for-growth, fit-for-sale products

Product Management and Development

• Drive innovation, remain up-to-date on key product trend, and ensure collaboration across other product groups in TB and SCB
• Ongoing digitisation including e-penetration strategies and platform collaboration
• Create a market and client feedback loop to ensure that buyer behaviour is well understood and appropriate enhancements made to products and services.
• Remain up-to-date on the competitive environment with a clear view of external capabilities benchmarking and respond to the consequent opportunities or threats identified.
• Provide training and education of overall trade products across the bank and participate specific project team including both internal and external ones to ensure market leadership and implication.

    Commercialization

• Responsible for commercialization of trade products and trade distribution solutions by ensuring commercialization plans, targets and infrastructure to maximize success for it launch
• Understand the needs of customers and prospects, and implement structures and solutions to meet these needs ensuring delivery of Trade.
• Provide ongoing support and training to Trade Sales, CMs, & RMs to provide assistance to facilitate the closure of large or complex deals.
• For the trade products assigned, improve processes for better customer experience resulting in growth in trade revenue in line with the CAs and PPG.
• Ensure all assigned product initiatives are closed within the agreed timeline.

Processes*

• Drive end to end product performance, such as efficiency, straight-through processing, turnaround times, and ensuring scalability of growth
• Create product propositions aligned to client segment strategy and commercialize such product with frontline.

Risk Management*

• Identify and mitigate the Operational, Credit, Regulatory and Business conduct risks relating to Trade.
• Work with operations to improve overall service standards and to ensure that quality of service to customers remains superior to competition
• Ensure timely renewal of country addendums (CAs) and proactively work with stakeholders to identify and quantify new and existing risks.

Accountable for financial and non-financial risks arising from Trade product within China Trade & Working Capital Loan as product owner within the product management discipline, to execute independent risk management roles and responsibilities under the bank’s Enterprise Risk Management framework as delegated from the business product owner in this JD.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.