Key Responsibilities

Strategy

• Team lead role to deliver business revenue target and execute product agenda.
• Jointly responsibility with TB Head for delivering the revenue and cost numbers.
• Lead with revenue initiatives- repricing, sales campaigns, utilisation, RIWAC usage
• Interpret and analyse product performance, analyse data, provide forecasts.
• Product standard pricing and costing models; ‘say’ in any pricing deviations.
• Initiatives to drive down costs, streamline operating processes and enhance revenue
• Actively contribute to the overall business strategy; develop tactical plans to achieve our long-term vision and leadership

Business

• Customise Group products to meet local requirements; ensure legal and compliance (both internal and external) issues are adhered to
• Establish market reputation as experts; speak at conference, contribute articles, media interviews, organise roundtables etc
• Promote internal culture of communication, recognition and teamwork.
• As local product owner of assigned product, to comply with the roles and responsibilities stipulated from group product governance handbook, and “Product Approval and Governance Guide” approved by SCB China’s Risk Committee

Processes

• Own all the Cash processes allocated in the Country as part of the Group’s process universe
• Accountable to risk control owners and/or Group policy owners for the implementation of policies and control standards set by them, ensuring compliance, and operating within risk tolerance and risk appetite
• Responsible for management of the processes supporting the Cash business (in line with the Group’s process universe as set out in the Group Operational Risk Framework for the country) and associated risks including activities which are carried out by other businesses or functions or which are hubbed or outsourced
• As local product owner of assigned product, to comply with the roles and responsibilities stipulated from group product governance handbook, and “Product Approval and Governance Guide” approved by SCB China’s Risk Committee
• No failed audits
• No expired Product Programs
• Pricing discipline, deliverable solutions

People & Talent

• Responsible for recruiting and managing staff in Cash business in line with Target Operating Model
• Provide effective leadership across Cash business to promote sustainable high quality business performance.
• Act as the key end to end focal point for Cash performance, liaising as required with Coverage, FM, and ITO within country, and globally as appropriate.
• Lead a top team capable of ensuring delivery of the Cash business’ short and longer-term objectives through:
• Coaching, guidance, and management of the team to ensure they deliver against the financial, non-financial and risk/control objectives.
• Identifying and addressing the top issues/opportunities for performance improvement across the team.
• Driving an environment of collaboration, both within the team and across the wider Group, to ensure issues are raised and blockages are resolved in a timely manner.

Risk Management

• Take the initiative regarding regulatory, reputational and ethical matters, taking the initiative for providing proactive advice to clients as identified. Coach and manage the team in these matters and ensure they are adequately trained in and cognisant of regulatory, reputational and ethical risks
• Embed the Group’s values and code of conduct and develop a robust culture to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among team members. 
• Ensure that Risk Management matters that are brought to the job holder’s attention are subject to direct remedial action and/or ensure adequate escalation to Regional / Country Heads and Group/governance committees, as appropriate

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

Internal

• Regional Head, Cash 
• Country Cash Heads within Region
• Country Banking Head and Country CIBMT 
• Country Operational Risk, Finance, GT, HR, Legal, Credit risk & Compliance
• Business Managers in other parts of SCB, regionally 

External

• Major Clients, particularly those where playing strategic sponsor role
• Key regulators (in-country and global)
• Competitors
• Media
• All stakeholders including Clients, Auditors and Regulators

Other Responsibilities

Embed Here for good and Group’s brand and values in TB China; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

• Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies
• Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities
• Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank
• Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections
• Cooperate with any investigations or reviews on regulatory failure such as accountability review

Skills and Experience

• Strong leadership qualities, interpersonal skills, multicultural awareness, and sensitivity

Qualifications

• University graduate with at least 15 years solid experience in banking or finance industry. 
• Solid experience in managing transaction banking products in a financial institution with In-depth knowledge of corporate treasury management activities in local market and relevant regulations
• Excellent professional skills, including verbal and written communication, presentation, time management and stakeholder management
• Language Capability: proficiency in Mandarin and English

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.