Job Summary

Develop and execute the comprehensive Process & Operations Transformation strategy of Affluent department, aligned with the overall digital and business strategy. Initiate and drive business transformation / streamlining projects to achieve operational excellence & efficiency. Build data capabilities to detect risk patterns, build up risk models, and provide data analytical support. Leverage AI / ML capabilities and vendor solutions to explore effective user cases and maximize business benefits. 

Key Responsibilities

Strategy
•    Transform Affluent related processes by leveraging data analytics, artificial intelligence, and digital technologies. Architect the future state of our operations, driving significant improvements in efficiency, customer experience, and competitive advantage. 
•    Learn, understand and strictly adhere to compliance to local regulations requirements, bank policies and procedures in day-to-day responsibilities.
•    Develop and execute the comprehensive Process & Operations Transformation strategy of Affluent department, aligned with the overall digital and business strategy. 
•    Establish a centre of excellence for process re-engineering, automation, and data-driven operations across the organization. 
•    Champion a culture of continuous improvement, innovation, and data-driven decision-making throughout the operations function. 
•    Drive and support cost optimization initiatives to achieve cost saving target from process side.

Business
•    Identify, prioritize and secure funding for transformation initiatives based on strategic impact, business benefit, and risk assessment. 
•    Plan and execute change initiatives, from initial concept through to implementation and user adoption, ensuring they are completed on time, within budget and achieve targeted benefits. 
•    Lead end-to-end process redesign initiatives, utilizing data analytics to identify root causes of inefficiency, bottlenecks, and customer pain points. 
•    Leverage AI / ML capabilities from the bank / vendors to explore effective user case and streamline Affluent related processes. 
•    Leverage existing systems/vendor solutions (e.g. CUPD) to maximize business result.
•    Build data capabilities to detect risk patterns, build up risk models, and provide data analytical support. Implement robust data collection, monitoring, and reporting frameworks to measure process performance and track benefits realization. 
•    Explore data access by developing dashboards and self-service analytics tools for HO teams and front-line leaders, enabling proactive management. 
•    Achieve Operations Excellence by proactively and independently leading and following through all frontline-line issues in terms of process, system, staff understanding & executions, audit inspection, regulatory issues, and other ad-hoc issues/incidences/service complaints.

Processes
•    Apply structured frameworks and methodologies for design, execution and outcome review. 
•    Initiate and drive business transformation / streamlining projects to achieve operational excellence & efficiency.
•    Lead transformation projects with continuous exploration of improvement opportunities & innovative solutions. Drive initiatives to improve processes through optimization, simplification and automation. 
•    Collaborate with project manager and other concerned parties to take ownership for driving the result. 
•    Lead end-to-end process reviews to identify inefficiencies and control gaps. Develop and review performance metrics to reflect process design and execution results.  
•    Drive changes with minimizing business impact and driving user adoption & compliance. 

People & Talent
•    Lead, manage and mentor the Process & Operation Transformation team. Foster a culture of continuous improvement, accountability, and high performance. 
•    Provide clear direction, set performance objectives, and conduct regular performance reviews and career development conversations for team members. 
•    Prioritization and allocation of team resources to ensure successful delivery of multiple concurrent projects and initiatives. 
•    Champion a collaborative and inclusive team environment, encouraging professional growth and knowledge sharing. 
•    Act as a role model for leadership behaviours and the bank’s values, influencing positive change across teams. 
•    Build the culture and capability to support continuous process improvement within the business. 

Risk Management
•    Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies
•    Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities 
•    Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank 

•    Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections 
•    Cooperate with any investigations or reviews on regulatory failure such as accountability review 

Governance
•    Properly perform the duties on management and ensure the effectiveness of internal control 
•    Be responsible for regulatory failure or risks arising from or in connection of the event over which the employee has the duties of management and/or leadership 
•    Be responsible for significant losses due to failure of effectiveness of internal control 
•    Ensure processes algin with the bank’s risk and control framework as well as relevant regulatory standards. Monitor the effectiveness of operational processes and proactively recommend enhancements to mitigate risks. 

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    Develop and manage stakeholder engagement strategies to ensure smooth implementation of new processes and systems. 

Other Responsibilities
Embed Here for good and Group’s brand and values in China Affluent Process & Risk Management; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats);

Qualifications

•    Education-Bachelor’s degree in business, Finance, Engineering, Computer Science, Data Analytics, or a related field 
•    Languages-Proficiency in English and Chinese especially at writing skills

Skills and Experience

•    Project Management 
•    Data Analytical 
•    Python 

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.