Key Responsibilities

Strategy
•    To develop and manage the full range of investment products with reference to the overall Wealth Management Strategy 
•    New product initiatives
•    Establish and implement the effective product features and benefits to grow customer base and revenue opportunity
•    Keep improving and sustaining Customer Satisfaction at world class level
•    Live the SCB Value
•    Ensure Compliance discipline within all plans and execution process.
•    To comply with their respective Money Laundering Prevention Procedures and be alert at all times to unusual or possibly suspicious customer activity, and should report any suspicious activity to the respective Unit Money Laundering Prevention Officer and line manager as well as directly to the Country MLPO in urgent or exceptional circumstances

Business
•    Manage and maintain the development of strong and differentiated product proposition and brand identity. 
•    Maintain strong focus on competitor activity and take proactive steps to counter them.
•    Design and launch new product & improve existing products/service.

Processes
•    Re-engineer product operation working flow
•    Develop, renew and obtain approval for responsible Product Programmes
•    Establish new Product Process and procedures have it documented in the Procedural Manual
•    Guide the development and implementation of the Product System
•    Ensure that product specifications and processes are built in compliance with Regulatory and Group compliance
•    To conduct product training to internal sales staff. 
•    To work with the Marketing team to develop and re-define product marketing

Risk Management
Accountability Review
•    Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies
理解、认同并遵守本地法律法规以及渣打内部政策中关于个人问责和职责的要求；
•    Effectively ensure and intensify internal controls by keeping abreast of developments of applicable local laws and regulations on accountability
跟上本地问责法律法规的发展，以有效地确保并强化内控；
•    Perform job duties with diligence, contribute to efforts as an individual or as a team member to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank  
审慎勤勉地履行岗位职责，以个人或团队成员的身份，为避免任何导致银行遭受或可能遭受法律制裁、监管处罚、重大财务损失或声誉负面影响而做出努力；
•    Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections
对未遵守相关规范和流程、未适当履行职责以及未执行整改措施承担相应责任；
•    Cooperate with any investigations or reviews on regulatory failure such as accountability review
配合任何关于违反监管规定的调查或审查，例如，问责审查。
•    Properly perform the duties on management and ensure the effectiveness of internal control
正确履行管理职责，并确保内控的效率；
•    Be responsible for regulatory failure or risks arising from or in connection with the event over which the employee has the duties of management and/or leadership 
对负有管理和/或领导责任的事项引起或相关的违反监管规定事件或风险，承担相应责任。
•    Be responsible for significant losses due to failure of effectiveness of internal control
为内控失效造成的重大损失负责。

Governance
•    Assurance on BAU working quality and conduct with compliance.
    
Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    CFCC
•    OR
•    WSO
•    Legal
•    Marketing
•    Segments
•    Client Journey
•    CIO
•    P&P

Accountable for Consumer Rights Protection Requirements (CN required) – all
•    Fully comply with all the regulatory requirements related to Consumer Rights Protection, uphold the robust mindset of Consumer Rights Protection, complete the Consumer Rights Protection themed training and workshop in due course, prevent the potential infringements of consumer rights, participate the public education, EV or other activities to uplift the public awareness about Consumer Rights Protection.
•    Responsible for producing and/or reposting promotional materials for fund investor education, participating in fund investor education activities, and assisting the leading department of fund investor education to ensure the orderly implementation of bank investor education related work.负责制作及/或转载基金投教宣传材料、参与基金投教活动宣讲，并协助基金投教牵头部门确保银行投教相关工作有序开展。

Other Responsibilities
•    Embed Here for good and Group’s brand and values in Offshore Investment Product Team; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats).

Skills and Experience

•    Microsoft Office
•    English 
•    Banking Products and Services Development
•    Product Development Strategy
•    Customer/Market focus
•    Regulatory Environment - Financial Services

Qualifications

•    Licenses: AMAC License for Fund Practitioners
•    Languages: English, Chinese

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.