Job Summary

Scope of Role:

To pro-actively promote designated Retail Clients products and services and acquire new customers.

工作范畴： 
主动推广指定的个人银行产品和服务及开发新客户。

We’re a leading wealth manager in Asia, Africa and the Middle East. Our local presence and international network enable us to capture the strong structural tailwinds which are driving cross-border wealth flows. Our comprehensive product offerings span across deposits, payments, financing, advisory, investments and bancassurance. 
 

We’re investing USD $1.5 billion in our Affluent banking business. Our investment focuses on affluent frontline teams, wealth and digital platforms, and client centres, as well as brand and marketing, to drive growth. You’ll join a growing franchise within the Standard Chartered Group. 

Key Responsibilities

•    Participate in sales promotions and activities to achieve/exceed defined sales targets;
•    Engage NTB Affluent clients via leads sourced from varies channels;
•    A well thought-through, creative approach to satisfy customers, improve competitive advantage and improve performance;
•    Actively cross-sell the bank other products / services and ensure annual financial budget is met;
•    To provide quality, efficient before and after sales services;
•    To prepare and consolidate accurate reports on sales activities;
•    Based on a “shared sense” of purpose and approach within CB;
•    Based on a clear division of roles (and no duplication of effort) within MD;
•    Accountable for implementing and complying with AML requirements when performing duties;
•    Understand, acknowledge and comply with the requirements onindividual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies;
•    Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities;
•    Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank;
•    Be responsible for failure to follow relevant rules and processes, failure to properly perform the responsibilities, and implement corrections;
•    Cooperate with any investigations or reviews on regulatory failure such as accountability review. 

Skills and Experience

•    Strong competencies in client acquisition and sophisticated account management, particularly with High Net Worth (HNW) individuals. 
•    Expertise in region-specific languages and established local networks (highly valued).  
•    Technical knowledge of consumer banking products (Treasury, Equities, Funds, and Insurance).  
•    A university degree is preferred.  
•    Relevant experience in customer service or sales is an advantage; however, applications from fresh graduates who possess the required skills and qualifications will also be considered.   

Qualifications

Selection Criteria: 

•    Bachelor degree or above; 
•    1 year working experience or above in financial or mortgage / real estate Industry is preferred.
•    Relevant experience in banking experience is preferred
•    Good knowledge of bank products, policies, and business strategy 
•    Good credit appraisal and marketing skills with the ability to interpret financial information
•    Strong personal integrity with zero disciplinary record in any previous job  
•    Good communication and presentation skills 
•    Presentable, good personality with good business etiquette

职位要求：

•    本科及以上学历。
•    一年以上金融或房贷或房产行业工作经验优先。
•    有相关银行行业销售经验者优先
•    了解银行产品、政策及经营策略。
•    良好的信用评价与营销技能，对金融市场有敏锐触角。
•    良好的个人诚信，无任何纪律处分纪录
•    良好的沟通，表达及学习能力。
•    优良的个性品质，勇于销售及解决业务过程中的问题。

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.