Job Summary

Our Origination Bankers help clients access loan, bond and structured funding markets financing solutions. They engage with senior client stakeholders across markets and sectors, financing risk, banking and coverage relationship managers, financial markets sales, sustainable finance and credit risk and several other subject matter experts to structure these solutions. You’ll be accountable for delivering well-structured, returns accretive, risk-optimal financing solutions, to our clients. You'll have a strong understanding of primary credit markets, key industry developments within the business line you’re supporting, fundamentals of valuation and risk assessment and adept at negotiating, communicating and influencing stakeholders in decision making. 

Strategy
•    Further develop the LAF business strategy for the region – product revenue and market share.
•    Increase SCB’s profile in the region and up-tier market presence.  Ensure we are consistently and effectively offering all relevant credit market solutions and related products to our clients and continually innovating to meet their evolving needs.
•    Ensure a consistently high level of client service and aim to maximize repeat business with our client base.  Act with the highest professional standards in all our dealings with clients, investors, third parties and all our internal partners.

Business
•    Work on driving the overall strategy of LAF business as well as idea generation and relevant information sharing, resourcing and best practices.
•    Manage origination of key transactions as well as internal and external marketing
•    Lead LAF team in working with client teams and across products to identify and target transactions, cross-sell and execute deals 
•    Oversee robust deal selection, conflict resolution and risk management to ensure the business is consistent with the strategy and risk appetite of the Bank 
•    Ensure transaction structures are in line with client requirements, market standards and the Bank’s internal risk parameters 
•    Monitor and deliver financial performance targets, optimizing risk and return 
•    Build effective long-term relationships with clients and major market players  

Processes

•    Lead the origination effort in the region, pre-screening opportunities.  To ensure the highest level of origination standards in terms of quality of work, and client service.
•    Manage business and risk management process issues by interacting (where required) with representatives on various risk, governance and control committees
•    Ensure rigorous and thorough due diligence standards are maintained in deal execution, in line with best industry practise, regulatory and internal requirement.
•    Ensure prompt updation of the deal pipeline to ensure senior management has good visibility on the business performance. 

Key Responsibilities

People & Talent
•    Lead through example and build the appropriate culture and values.  Set appropriate tone and expectations for direct reports and work in collaboration with risk and control partners.
•    Ensure the provision of ongoing training and development of people.
•    Employ, engage and retain high quality people, ensuring that holders of all critical functions are suitably skilled and qualified for their roles and they have effective supervision in place to mitigate any risks
•    Responsibility to review team structure/capacity plans and succession planning for critical roles
•    Ensure active communication of vision, priorities and progress to the business to foster engagement, awareness and motivation.
•    Set and monitor job descriptions and objectives for direct reports and provide feedback and rewards in line with their performance against those responsibilities and objectives.
•    Encourage staff to ‘speak up’ in the event of any realised or perceived breach of group conduct rules or laws by colleagues.

Risk Management
•    Ensure the highest standards of due diligence and documentation are performed during deal execution.
•    Facilitate internal approvals for transactions where necessary and ensure key transaction risks are flagged for consideration.
•    Enforce a culture of risk management, control and governance, and ensure direct reports comply with the risk management processes in place. This includes (but not limited to) compliance with country-level Portfolio Standards, Underwriting Standards, PPGs
•    Through assignment to direct reports ensure that adequate and appropriate systems, control and procedures are in place to comply with Group and Business policies, procedures, standards and codes, including those governing all Risk types, compliance, Technology and Operations, Finance and Reputation
•    Proactively advise and monitor all major risk issues and concentrations. Where appropriate, direct remedial action and/ or ensure adequate escalation and reporting to the Board and its Risk Committees.

Governance
•    Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role
•    Responsible for delivering ‘effective governance’ capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner. 

Regulatory & Business Conduct

•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Lead to achieve the outcomes set out in the Bank’s Conduct Principles 
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    Clients of the Bank 
•    Client Coverage teams and Industry Groups
•    Global & Regional Head LAF  
•    Regional CCIB Head 
•    Regional & Country CEOs
•    Head of Capital Markets East/West
•    Heads of Support Functions e.g. Risk, Legal, and Compliance 
•    Managers with similar responsibilities within GCM
•    Other relevant business stakeholders
•    Regulatory bodies, Chamber of Commerce, Trade Development Board and other Industry Associations.
Other Responsibilities
Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures 

Our Ideal Candidate

• 1 plus years of leveraged/specialised finance/ private credit experience, ideally covering the ASEAN region.
• Candidates with relevant internship experience will be considered. 
• Open to candidates with M&A advisory / industry coverage background with very strong technical knowhow  
• Familiarity with debt instruments used across the capital structure, specifically in the context of financial sponsors and levered credits
• Strong orientation for credit analysis and risk management of loan portfolio.
• Hands-on execution experience in running the end-to-end deal life cycle process (from deal origination to documentation)
• Knowledge of structuring and target investor spectrum for structured/levered financings/private credit
• Deal execution experience across jurisdictions in ASEAN, and associated knowledge of regulatory/legal framework
• Strong financial modelling skills, debt structuring considerations, documentation

Role Specific Technical Competencies

•    Uses business acumen, negotiation and interpersonal skills.
•    Product knowledge - Markets and Transaction Banking.
•    Debt origination.
•    Partnership management.
•    Credit risk.
•    Lean underwriting.
•    Financial analysis.
•    Works effectively with ambiguity, in a dynamic environment.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers