JOB SUMMARY

•    Support the Product Manager in the global development, enhancement, and management of digital asset products—including custody, trading, payments, stablecoins, and tokenized real-world assets—serving both retail and high net worth client segments. 
•    Coordinate cross-functional teams (technology, legal, compliance, operations) to drive secure, innovative, and compliant digital asset solutions. 
•    Facilitate integration of digital assets with existing wealth management and retail banking platforms, while maintaining residual mandates across FX and derivative products. 
•    Handle new onboardings of liquidity and service providers for DA, equity derivatives and FX/precious metals derivatives,

RESPONSIBILITIES

Strategy
•    Develop and execute product strategies for digital assets—covering custody, payments, trading, tokenization, stablecoins, and blockchain-based products—leveraging market analysis, regulatory intelligence, and client feedback.
•    Align product vision and commercial models with global market trends and regulatory requirements (MAS, HKMA, FCA, PRA) for retail and private banking clients.
•    Analyse competitive landscapes for digital assets, payments, wealth digitalization, and FX, recommending enhancements and new product initiatives to maintain best-in-class positioning. 
•    Manage and enhance wealth management derivatives product capability to provide a robust execution and risk monitoring platform across private bank, business banking and Retail client segments. 

Business
•    Review, design, and improve product policies and client suitability frameworks for digital assets and FX/derivatives, ensuring compliant risk disclosure, product suitability, and regulatory alignment for individual, retail, and high-net-worth clients.
•    Lead business-case formulation and vendor evaluation for digital asset services—custody, wallet providers, blockchain infrastructure—ensuring robust cybersecurity standards (SOC 1/2) and rigorous due diligence.
•    Collaborate with cross-functional teams to support new asset onboarding, integrations, controls, and regulatory assessments, ensuring seamless go-to-market and ongoing compliance for all digital asset products. 
•    Understand key business policies and processes in Wealth Management, Market and Credit Risk Policy in offering OTC derivatives products and Digital Assets to affluent clients.  
•    Participate in business-case formulation and vendor due diligence related to FX Derivative counterparties, digital asset issuers and platform integrations.
•    Collaborate with risk, compliance, legal, and finance teams to address risk controls, fee structures, and client disclosures for both traditional and digital asset products 

Platform & Product Creation
•    Define and document business and technical requirements for digital asset platforms—including wallet management, coin provenance, settlement, signature workflows, and KYC/AML/Travel Rule (Satoshi test, Signature methodology) —ensuring integration into core banking and risk platforms.
•    Coordinate onboarding of new digital asset products, expanding custody and trading infrastructure, and optimizing user experience for both retail and wealth management clients.
•    Engage in agile projects to enhance platform capabilities, test new asset functionalities, and support client rollouts.
•    Provide structured business feedback to technology, highlighting implementation issues and suitable digital asset solutions.
•    Coordinate onboarding of new products/issuers and the expansion of custody solutions, ensuring integration with core banking and risk monitoring systems.

Processes
•    Help design, review, and document end-to-end processes for onboarding, trading, settlement, and custody for FX, digital assets and derivatives.
•    Maintain up-to-date workflow documentation, checklists, and guidelines; ensure front-to-back process alignment for product launches and changes.
•    Monitor and report on product risks, incidents, and control breaches, and assist in drafting responses, mitigation plans, and governance materials for risk committees.
•    Support ongoing training and upskilling of front office, operations, and risk teams on new digital asset and derivatives processes, platform capabilities, and regulatory requirements.

People & Talent 
•    Foster a culture of accountability, technical excellence, and ongoing learning within the digital assets and derivatives teams.
•    Share best practices for portfolio review, product suitability analysis, and digital asset ecosystem management with wealth and retail teams.

Risk Management
•    Own and oversee global product risk controls for digital assets and FX, including regulatory compliance, daily position monitoring, and risk approval processes.
•    Embed strong risk culture, supporting transaction monitoring, coin provenance, money-laundering prevention, and prompt reporting/remediation of issues.
•    Ensure service providers and platforms adhere to elevated cybersecurity standards (SOC 1/2, multi-signature, MPC, etc.), with incident response best practices documented and exercised regularly.

Governance 
•    At all times have an awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role. 
•    Adherence to Group Policy and Code of conduct always.

Regulatory & Business Conduct 
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct.  This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct
•    Lead the Business to achieve the standards as set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Effective Operation of Financial Markets; Financial Crime Prevention; The Right Environment.  
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters
•    Role is global, physical location is with the Group Wealth Management team in Singapore.  
•    Singapore local regulator: Monetary Authority of Singapore (MAS)

Key Stakeholders

•    Regional and Country Wealth Management Heads.
•    Key markets Private Banking Heads, IAs and RMs
•    Market/Credit/Operational Risk, Legal, Compliance, Middle Office and COO team

Other Responsibilities

•    Perform other responsibilities assigned by Group, Country, Business or Functional policies and procedures 
•    To achieve annual sales revenue targets
•    To achieve other business and non-financial objectives
•    To drive the Bank’s strategy and franchise development
•    To ensure that the business is conducted in an operationally robust environment
•    To ensure compliance with regulations and controls as set by the Bank and external regulatory authorities

Our Ideal Candidate

•   5 plus years experience in Digital assets and margin trading.
•    Licenses Requirement – Financial Advisory Representative or equivalent
•    Professional - Charter Financial Analyst (CFA) or equivalent
•    Bank training; i.e. mandatory & developmental – role specific and regulatory/compliance bank wide specific
•    Extensive knowledge in financial market products especially in OTC derivatives across FX, IR and EQ.
•    Strong risk evaluation experience in OTC derivatives products

Role Specific Technical Competencies

•    Market Knowledge (SIF)
•    Product and Processes
•    Business Acument
•    Business Markets
•    Regulatory Framework and Requirements (SIF)

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers