JOB SUMMARY
Wealth Lending Product Manager to support the development and management of wealth lending and premium financing products, contributing to customer engagement and retention, business reporting, and the growth of Assets Under Management (AUM).

RESPONSIBILITIES
•    Product Support: Assist in the end-to-end product lifecycle for wealth lending and premium financing, including product development, launch, promotion, training, and monitoring.
•    Customer Engagement: Support strategies to enhance customer engagement and retention through innovative wealth lending solutions.
•    Portfolio Monitoring: Help oversee the customer lending portfolio, ensuring accurate monitoring and reporting to prevent defaults and provide Management Information (MI) to front-line staff.
•    Solution Delivery: Contribute to delivering world-class solutions to retail and affluent clients aimed at growing, protecting, preserving, and transferring their wealth.
•    Risk and Control Framework: Assist in developing and managing products within a tight risk and control framework, ensuring compliance and operational excellence.
•    Product Strategy and P&L Support: Support the distribution of wealth lending and premium financing products, assisting with product strategy, platform oversight, and P&L management.
•    Cross-Functional Collaboration: Work closely with various teams within WRB, including communication and advisory specialists, sales and distribution teams, and external product and service providers to deliver comprehensive solutions.
•    Stakeholder Engagement: Interface with global, regional, and country teams across Wealth, Risk and Markets, Operations and Technology, as well as Distribution, Proposition, and Marketing functions to deliver competitive solutions that meet client needs.
•    Project Implementation: Collaborate with project teams to implement new product solutions and services effectively.
•    Market Analysis: Stay informed about the competitive environment and industry trends. Utilize analytics and distribution channels to gather customer, industry, and business data to support strategic decisions.
•    Frontline Training: Deliver training for new joiners in the front-line teams, ensuring they are well-equipped with the knowledge and skills needed to effectively promote and manage wealth lending products.

Regulatory & Business Conduct 
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Our Ideal Candidate
•    3 plus years of experience in banking or financial services, preferably in product management or a related field.
•    Basic understanding of wealth management, premium financing, and financial planning and advisory services.
•    Strong analytical skills with the ability to interpret data and support informed decision-making.
•    Good project management skills, with the ability to assist in managing cross-functional teams and stakeholders.
•    Excellent communication and interpersonal skills, with the ability to engage and support a wide range of internal and external stakeholders.
•    Basic knowledge of risk management and control frameworks within the financial services industry.
•    Ability to adapt to a fast-paced and dynamic environment, staying informed about industry trends and competitive pressure

Role Specific Technical Competencies
•    Financial planning and advisory services.
•    Secured lending 
•    Product management
•    Wealth management products

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers