JOB SUMMARY
The employee is a team member of Group Financial Crime Risks Investigations (“GFCRI”)

The Director i3 Investigations GFCRI role will:
 
•    Act as an i3 Case Reviewer to lead and oversee projects to ascertain if and how client relationships (direct and/or correspondent banking exposure) expose the bank to financial crime risks. Key responsibilities include, setting and continued evolution of investigative methodologies, training, coaching and mentoring of investigators, and the delivery of compliant, thorough and insightful products to a range of stakeholders internal and external.

•    Act as part of GFCRI’s extended leadership team to support the setting and delivery of GFCRI’s vision and strategy. The role is expected to also support and lead on activities outside of i3 Investigations, with a view to generating a more integrated GFCRI across its various component activities.

Responsibilities

•    As part of the GFCRI, support setting and implementation of the vision, strategy, direction and leadership for the i3 Investigations team, consistent with the vision and strategy for FCR and in support of the Group’s strategic direction and growth aspirations. 
•    Leverage GFCRI tools, standards and resources to identify and mitigate financial crime risk across the Group, with a particular emphasis on previously unknown client risk

•    Develop a best-in-industry investigation process and keep up to date appropriate policies/processes/ GFCRI i3 manual to facilitate effective governance over GFCRI i3 operations, aligning with GFCRI Group i3 across intelligence and investigations.  
•    Develop new investigations with GFCRI i3 lead investigators to submit to C4 for prioritisation and coordination in order to identify and mitigate financial crime risks. 
•    Ensure implementation of FCR policies and procedures as applicable to GFCRI i3. 
•    Act as a Case Reviewer to manage investigations by providing direction to other FCR i3 colleagues including Lead Investigators and Investigators in accordance to the GFCRI i3 manual.  
 

•    Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm. 
•    Stimulate an environment where forward planning, prioritisation, deadline management and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm. 
•    Advise and mentor GFCRI i3 colleagues including Lead Investigators and Investigators by providing feedback, collaborate with training teams to input and create and contribute GFCRI i3 training courses to educate and develop GFCRI i3 colleagues, including new joiners.   
•    Provide subject matter expertise on Financial Crime Intelligence, drawing on financial intelligence and law enforcement networks, professional qualifications and experience. 
•    Manage relationships with GFCRI stakeholders to ensure effective communication regarding relevant significant and key investigations.  
•    Assess and mitigate risks arising from products / segments / geographies / customers / transactions. 
•    Identify intelligence for typology studies and risk mitigation plans. 
•    Identify financial crime risk indicators through various internal / external sources and the media; map and assess those risks, quantify the potential impact and escalate where necessary. Advise relevant stakeholders on outcomes of financial crime risks identification and assessment methodologies. 
•    Promote the use of data and apply data analytics to large data sets in order to identify new and emerging financial crime risks. 
•    Analyse significant financial crime risk events and the potential network (e.g. SARs, non-compliant transactions, production orders) to ensure that all connected parties, particularly cross-border are identified and reported at the appropriate level internally as well as externally across all relevant jurisdictions. 
•    Manage end-to-end financial crime client investigations initiated by external sources (regulators, agencies, authorities or other external organisation), and internal events as applicable.  
•    Perform GFCRI i3 investigations to support the GFCRI i3 Correspondent Banking, the GPSCU and Sanctions teams as one team under GFCRI.  
•    Inform senior management of serious regulatory breaches (or where risk tolerances have been breached) promptly. 

•    Ensure remedial actions (e.g. Regulatory reporting, client exits, additions to watchlists) are recommended, approved by applicable FCR personnel and implemented quickly.  
•    Partner with legal counsel for advice on technical matters. 
•    Provide investigative expertise to support management of Significant Regulatory / Legal cases / Speak up events. 
•    Conduct root cause analysis on control / other failures to ensure lessons are learned across the bank. 
•    Provide intelligence (to internal forums) on specific clients, client-types and emerging risk typologies, and engage in external forums where appropriate.   
•    Support senior oversight of i3 and GFCRI. 
•    In the event of serious regulatory breaches, or where risk tolerances have been breached, ensure senior management and relevant regulators are informed and that actions are taken quickly to remediate and/or activities are ceased. 
•    Prepare and cascade lessons learned from investigations as applicable. 
•    Propose control improvements, enhancements and simplifications where appropriate. 
•    Produce high quality written reports of findings, suitable for internal and external stakeholders, including regulators where applicable.  

Other Responsibilities 
•    Embed Here for good and Group’s brand and values in GFCRI i3. 
•    Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures. 

Skills and Experience

Our Ideal Candidate

•    5+ years of experience in a bank, regulatory, financial services, compliance, legal or audit function with a financial crime related focus
•    Professionally qualified – Preferably Graduate or Postgraduate in a numerate or research discipline. CAMS / ICA certification is an advantage.
•    Have an advanced knowledge of the Group, the Policies, Procedures and Standards relating to Financial Crime Compliance, as well as knowledge of the major regulations and legislation on AML/CTF and sanctions. 
•    Experience of developing and leading teams (preferably located in different sites)
•    Strong analytical experience working with large data sets to identify trends, patterns and typologies.
•    Interest in geo-political affairs
•    Proactive and creative thinker, with the ability to adapt to different requirements and to spot patterns.
•    The employee is obligated to conduct internal training for all members of GFCRI (i3 and GPSCU) when needed

•    Training, licenses, memberships and certifications

Role Specific Technical Competencies
Risk Management
•    Knowledge of processes, tools and techniques for assessing and controlling an organization's exposure to risks of various kinds; ability to apply this knowledge appropriately to diverse situations.

Data Gathering and Reporting
•    Knowledge of and ability to utilize tools, techniques and processes for gathering and reporting data in a particular department or division of a company.

Big Data Management
•    Knowledge of and experience with day-to-day management, operations and support of a big data application, systems and platforms.

CFCR Policies and Standards
•    Knowledge of and experience with CFCR policy and standards

Cross-functional Collaboration
•    Knowledge of collaborative techniques and approaches; ability to promote a culture of continuous improvement and working together across functions to solve business problems and meet business goals.

Business Acumen
•    Knowledge, insight, and understanding of business concepts, tools, and processes that are needed for making sound decisions in the context of the company's business; ability to apply this knowledge appropriately to diverse situations.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers