Job Summary

•    This is a senior enterprise-level product leadership role at the centre of the bank’s Financial Institutions Clearing and PayTech franchise, combining global ownership of the institutional TBFX product suite (SCPRISMFX) with horizontal leadership role across Institutional Products. 
•    Operating at the intersection of Cash, Markets, Sales, Technology, Operations, Risk and Coverage, the role is fully accountable for building and scaling the institutional cross-currency (TBFX / SC PrismFX) product franchise as a core revenue engine, covering key FX-embedded cross border payment capabilities across Bank and Paytech clients. Products include auto-convert, held rates, pre-booked FX, preferred correspondent programmes and related institutional FX capabilities. This includes end-to-end ownership of strategy, product design, commercial performance, pricing discipline, product governance, risk management and multi-year roadmap delivery. 
•    In parallel, the role carries a deliberate horizontal mandate across Institutional Payment Products, driven by the global operating model. With the Global Head based in New York and the core product, technology and operations teams located primarily in Singapore, Malaysia and India, the role acts as a critical anchor for execution, decision-making and alignment across timezones. This includes working across FI Clearing and PayTech product verticals to ensure consistency of execution, integrated client solutions and disciplined delivery. The role holder will maintain continuity of direction, risk discipline and execution across global teams, and ensuring the business operates with pace and clarity despite geographic distribution.
•    This is a high-impact leadership position, requiring a candidate who can operate with authority, influence senior stakeholders, and translate strategy into disciplined execution at scale.

Key Responsibilities

Strategy
•    Define and lead the global institutional TBFX strategy as a core growth engine, positioning cross-currency capabilities as a fundamental enabler of institutional cross-border payment flows 
•    Drive evolution of institutional TBFX into a scalable, embedded FX proposition, seamlessly integrated into FI client journeys, clearing constructs and PayTech ecosystems

•   Act as a senior institutional payments leader and trusted delegate for the Global Head, maintaining strategic direction, alignment and execution momentum across FI Clearing, Payments, PayTech and TBFX. Exercise leadership and decision-making authority across regions, ensuring the franchise continues to operate effectively across time zones and organisational boundaries.

•    Establish a clear product vision, roadmap and investment agenda, aligned to revenue growth, market positioning and competitive differentiation. 
•    Ensure alignment with Markets, Transaction Banking, Technology and Operations to deliver a cohesive, future-ready product architecture
•    Contribute to the overall FI Clearing and PayTech product agenda, ensuring TBFX is fully integrated into broader client propositions 
•    Support delivery of a joined-up institutional product strategy, enabling coherent solutions across clearing, payments and PayTech 
•    Act as a strategic anchor across regions, maintaining direction, alignment and momentum when operating on behalf of the Global Head

Business
•    Own full P&L accountability for the global institutional TBFX franchise, driving revenue growth, pricing discipline, margin expansion and market share.

•  Provide leadership continuity across the institutional payments franchise, making commercial, investment, prioritisation and delivery decisions on behalf of the Global Head where required, and ensuring coordinated execution across product, sales, technology, operations and risk teams.

•    Build and scale institutional TBFX products as a commercially disciplined product business, embedding clear KPIs, performance management and execution rigour 
•    Lead origination and execution of high-value FI and PayTech mandates, particularly where FX is central to client value propositions 
•    Act as a senior client-facing leader, shaping and winning complex, multi-market deals and strategic partnerships
•    Enable multi-product revenue growth, ensuring alignment and coordination across TBFX, clearing, payments and PayTech capabilities 
•    Support development of repeatable, scalable client solutions across product sets and regions 
•    Drive consistent commercial execution globally, removing fragmentation and ensuring coordinated delivery across teams

Processes
•    Own and drive end-to-end product lifecycle management, from concept through build, launch, scale and optimisation 
•    Define product requirements and prioritisation and ensure delivery aligns to commercial priorities and client outcomes. 
•    Partner with Technology, Operations and Markets to deliver resilient, scalable and efficient product capabilities  
•    Establish strong execution discipline across TBFX, including clear prioritisation, governance, delivery tracking and issue resolution
•    Drive a global operating cadence, ensuring priorities, dependencies and escalations are surfaced and resolved at pace 
•    Provide senior input into delivery trade-offs, balancing commercial opportunity, risk and execution capacity

People & Talent
•    Lead and develop a high-performing global TBFX team, with clear accountability for commercial delivery and execution excellence
•    Build deep product, client and commercial expertise, ensuring the team can operate at scale across complex markets and client segments. Build strong bench strength, succession and specialist capability.
•    Drive a culture of accountability, pace and ownership, underpinned by strong risk discipline
•    Operate as a senior influencer across a highly matrixed organisation, aligning stakeholders without direct line control
•    Act as a senior escalation point, providing clarity and direction on complex, cross-product issues 
•    Provide leadership coverage across timezones, maintaining continuity of decision-making and execution 
•    Drive collaboration and alignment across global teams while respecting existing ownership boundaries

Risk Management
•    Own first-line risk accountability for the institutional TBFX product suite, ensuring full compliance with Group risk, conduct and regulatory frameworks 
•    Ensure TBFX products are fit for purpose, fit for growth and fit for sale across markets and institutional client segments 
•    Partner closely with Risk, CFCC, Legal, FCC, Operations and Technology across the full product lifecycle 
•    Maintain oversight of control gaps, risk acceptances, remediation actions and treatment plans, ensuring timely resolution
•    Represent the institutional product franchise in key risk and governance forums, including: Cash Risk Forums, Risk Treatment Plan meetings, Product governance discussions, Delivery trade-off sessions
•    Provide senior input into risk vs revenue vs delivery trade-offs, particularly for complex client solutions 
•    Support cross-product risk alignment, ensuring no control gaps across FX, clearing and payments 
•    Drive clarity on risk ownership, approvals and mitigants across multi-product propositions

Governance
•    Establish and maintain robust governance over TBFX products, including approvals, controls, documentation and oversight frameworks 
•    Maintain continuity of decision-making and execution across geographies, ensuring no loss of pace or alignment. Drive clarity, transparency and accountability across product, risk, technology and operations stakeholders
•    Exercise delegated authority where required, balancing commercial priorities, risk considerations and execution constraints
•    Act as designated alternate for the Global Head, representing the business in: Management Team forums, Governance committees, Risk and control forums.
•    Provide continuity of governance and decision-making across timezones, exercising delegated authority where required 

Regulatory & Business Conduct
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders
•    Global Cash & Payments Management Team 
•    FI Clearing & PayTech Product teams
•    Core & Foundational Payments Teams 
•    Network Management Team
•    Broader Transaction Banking Product teams 
•    Markets (FX) Product and Sales 
•    FI Coverage and Sales 
•    Regional and Country Product teams 
•    Technology, Operations and Architecture 
•    Risk, CFCC, Legal and FCC 
•    Industry bodies, partners and key FI / PayTech clients

Our Ideal Candidate

• 15+ years' experience in cross-border payments and transactional FX products, focussed on financial institution and PSP clients. Experienced in intermediary banking and cross-border payment ecosystems with deep expertise in product management, client propositions and revenue growth.
• Demonstrated ability to lead beyond formal remit, shaping outcomes across a complex, global and highly matrixed organisation. 
• Strong leadership skills, with a passion for driving pace and ambition, while being trusted with significant decision-making responsibilities.
• Proven product and risk discipline, balancing growth, client outcomes, governance, regulatory requirements and control obligations in a highly regulated environment.
• Enterprise mindset able to operate across multiple disciplines rather than a narrow product specialty. 
• Strong influence skills with credibility to align and mobilise stakeholders without direct authority. 
• Has led teams and transformation, with a track record of managing investment budgets, prioritising competing demands, and delivering measurable commercial outcomes against clear business cases.

Role Specific Technical Competencies

•    Institutional Payments – Banks & PayTech
•    Embedded FX Products 
•    Senior Stakeholder Integration and Influence 
•    Cross-Border Payments & Architecture 
•    Strategic Product Solutions
•    Complex, Matrix Organisations
•    Commercial Judgment and Analytical Rigour

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

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Visit our careers website www.sc.com/careers