Job Summary

This role could be based in Singapore, UK or Hong Kong. When you start the application process you will be presented with a drop down menu showing all countries, please ensure that you only select a country where the role is based.

The Trade Risk & Portfolio Management team is  responsible for end to end management of all risk types for the Trade & Working capital products, coordinating risk management across all process universes underpinning delivery of the Trade offering to clients.  Key risks addresses are financial risk (in particular Credit and Fraud) and non-financial (in particular operational risk, CFCC and reputational risk). 

Key Responsibilities

Risk Analytics  - Trade & Working Capital Portfolio 

• Build dashboards by leveraging on internal and/or market data (where applicable)
• Set, assess and monitor portfolio exposures, risk appetite with thresholds determined  

Portfolio Reporting and Portfolio Management

• Develop and implement baseline portfolio reporting supporting the Global Head Trade & Working Capital and the Trade MT in managing the risk of the Trade portfolio.
• Set up and drive a program of periodic trade portfolio reviews covering pertinent risks and issues,  leading to tangible portfolio action plans in close collaboration with credit risk and credit and portfolio risk.
• Performs sensitivity analysis with action plans 
• Track and monitor the execution of all portfolio decisions and action plans.

Risk Innovation

• Strategize and lead development of data based/ AI models for products in Trade space including risk approval framework linked to these.

Risk / return optimisation

• Develop dashboards to monitor the Trade & Working capital Portfolio from RWA, return, portfolio mix and utilisation perspective and implement periodic reports to Global Head Trade & Working Capital and the Trade MT and dynamic management on pricing based on changes in risk parameters / portfolio mix. 

Leadership, People and Talent 

• Responsible for leading, directing and influencing the frontline teams responsible to develop, manage or sell trade products in: 
  • Driving the correct risk culture and risk identification methodology;
  • Adopting a strategic mindset to advise senior business leaders on risk issues and forward looking solutions.
  • Driving collaboration between RMs, TB Product and the TB Sales teams on client and portfolio risks.
  • Providing advisory, constructive challenge and thought leadership perspectives on a range of risk related opportunities and challenges in country and across the markets (thought leadership) 
• Responsible for ensuring a sustainable organizational focus on deepening product management excellence across the organization underpinned by investment in promoting and extending the brand of the Transaction Banking at all levels of the enterprise.  

Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the Trade Portfolio Management team to achieve the outcomes set out in the Bank’s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] 
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• Global Head, Trade
• Global Head, Transaction Banking
• Global Head, Credit and Portfolio Management
• Chief Risk Officer Business
• COO TB
• COO Trade
• Region Heads of Trade and Transaction Banking
• Global Head, Industries
• Regional Heads, CCIB Clients 
• Regional Heads TB Sales
• TB Risk 
• Operational Risk
• Fraud Risk Management 
• CFCC 

Other Responsibilities

• Embed Here for good and Group’s brand and values in CCIB; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures

Our Ideal Candidate

• Education
  • Degree level education
  • Ideally Masters and/or Professional qualifications in Finance (e.g. Accountancy, CFA, MBA etc).

Professional experience:

8+ years relevant banking/finance risk management/ data analytics experience:

• Significant experience of portfolio management, or front office sales / client coverage, product, structuring or distribution with strong credit aspect.  Deep and practical understanding of management of credit and fraud risks arising from Trade facilities and structures, across diverse markets.  

Senior influence, engagement and coordination:

• Senior management engagement / influencing skills, and credibility. Ability to engage with the relevant first and second line functions and advocate for the Trade product perspective.  Ability to coordinate and deliver build of key cross-function initiatives.

Market knowledge and business acumen:

• Ability to assess risk and return, identify opportunities for sustainable growth and areas of concern.  Hands on experience of managing distressed clients / Trade structures.

Portfolio management:

• Ability to identify growth opportunities and risks across different markets, sectors and products in real time.

Regulatory and accounting frameworks:

• Awareness and understanding of main aspects of the regulatory framework and expectations that affect Trade finance.

Role Specific Technical Competencies

• Experience in Trade
• Global Mindset
• Strategic Mindset
• Organisational Skills
• Stakeholder Management

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers