JOB SUMMARY

SC Ventures is looking for an Innovation Designer to join our Singapore team and be integral to our design process. The ideal candidate is a creative thinker, pragmatist and strategist who loves to design and build new business models and understands how (and why) designing new products, services, and processes can drive strategic growth. 
We are specifically looking for people with in-depth experience in end-to-end product life cycles, business model design, market analysis, financial modelling, and product, process and service implementation. 
In your past life you may have been an intra- or entrepreneur, business strategy consultant or product manager with a strong focus on solving customer centric business problems. 

RESPONSIBILITIES

Strategy
You will have a chance to collaborate with global internal stakeholders, ventures, clients and participate in the process of designing and building transformational and incremental innovations, including user and expert research, business and financial modelling, growth hacking, systems thinking and strategic foresight. 
You will take the lead in enabling teams to articulate new value propositions, forecast and simulate the impact of new offers, processes and business models, and help inspire and validate strategic direction of projects through data.

Business
•    Frame & define problem spaces by combining customer insight, market trends and business priorities to uncover high-venture opportunities. 
•    Translate research and strategic analysis into business model, value propositions and early hypothesis for product-market fit. 
•    Conduct competitor and ecosystem scans to identify whitespace opportunities and differentiation leavers. 
•    Design and test business model variations (pricing, partnerships, go-to-market, scaling levers) aligned to venture strategy. 
•    Build evidence-based cases for venture opportunities, including customer desirability, business viability and technical feasibility. 
•    Work side by side with our venture leads, SC Venture’s platform teams, and business stakeholders to move ideas through the venture funnel. 
•    Champion a test-and-learn culture, embedding agile and lean start up practices.
•    Act as a bridge between the strategic design layer and execution teams, ensuring coherence from concepts to validated product direction. 

Regulatory & Business Conduct

•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

Internal:
Group and SCV:
•    SC Group Traded Risk Management (TRM)
•    SC Group Credit Risk
•    SC Group Treasury Risk
•    SC Group Digital Asset Risk
•    SCV Chief Risk Officer (CRO)
•    SCV Chief Operating Officer (COO) / Accelerators
•    SCV Risk Framework Owners (RFO), and 
•    SCV Functional Subject Matter Experts (SME)

External:
•    Relevant external regulator

Other Responsibilities

•    Embed Here for good and Group’s brand and values in the business and SC Ventures; 
•    Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate

•    A Bachelor or Masters degree in business or the like, with a minimum of 5 years consultancy or strategy experience. 
•    Rigorous acumen across many of the following areas: Human Centred Design, Product Ownership, Start-ups, Strategy, Agile, Financial Modelling, Research & Insights 
•    Operational experience and understanding on taking products and services to market and scaling, or implementing business enhancements, whether as an entrepreneur, intrapreneur, product owner or manager; 
•    Excellence in complex business model development, scenario planning and forecasting
•    Proven fluency in human centred design process, and ability to work in multidisciplinary design teams. 
•    Experience in Excel and/or other analysis tools, familiarity with prototyping methods, and ability to learn to use new tools in real time. 
•    Outstanding written and verbal communication, as well ability to make use of presentation tools and methods to tell effective stories to colleagues, clients and partners. 
•    Proven ability to work in fast paced environments with diverse teams. 
•    Financial Services experience is a plus.

Role Specific Technical Competencies
•    Business Model Design
•    Value Proposition Design
•    Customer & Market Insight Translation
•    Experiment & Validation Design
•    Financial & Commercial Modelling (0-1)
•    Product & Service Blueprinting
•    Facilitation & Co-creation 
•    Digital & AI Literacy 
•    Human Centred Design 
•    Agile & Lean Start Up
•    Storytelling
•    Systems Thinking

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.