JOB SUMMARY

A global legal role as part of a team delivering commercially focused, risk-adjusted and sophisticated legal advice to the group Wealth and Retail Banking business of Standard Chartered; including, retail banking products, digital banking and sustainability, and working closely with group and local legal and business teams worldwide.

RESPONSIBILITIES

Strategy

•    Support the execution of legal support for the Wealth and Retail Banking (“WRB”) business, including, in particular, retail banking products, digital banking and sustainability, with accountability to the Head, Legal, SME Banking, Banking Products and Digital Banking.
•    Maintain close relationships with WRB stakeholders, including: business, risk, compliance and operational teams.

Business

•    Deliver commercially focused, risk-adjusted and sophisticated legal advice to the WRB business of Standard Chartered; including, in particular, the group businesses managing retail banking products, the WRB digital business and WRB sustainable finance business (including other functional stakeholders at a group and local level).
•    Deliver legal advice relating to WRB financial services products such as (but not limited to): deposits; mortgages; payments; unsecured lending; and sustainable finance products from a group-wide perspective.
•    Support and deliver legal advice on the overall client relationship terms applying to the retail banking Emerging Affluent, Priority and Priority-Private client segments from a group-wide perspective.
•    Provide legal advice relating to the channels through which WRB financial services products are delivered, such as mobile, web, branches, ATMs, and partnerships with third parties.

•    Closely work (where relevant) with other Standard Chartered and external legal teams to ensure that the legal advice delivered to WRB is appropriate, which may include collaboration with (for example) specialist local market, product, commercial or technology contract advisory teams based worldwide.
•    Closely guide and support local legal teams in Standard Chartered’s Wealth and Retail Banking markets worldwide to ensure the delivery of consistent advice.

Processes

•    Support the development and maintenance of global template legal documents for WRB.
•    Where external counsel is involved, ensure the scope of work, fees and quality of the advice is appropriate and ensure the matter is managed appropriately. 
•    Contribute to legal process management activities and improvement, such as the management of external legal costs and matter reporting, and initiatives to improve the delivery of legal services to Standard Chartered’s business.

Risk Management

•    Promote a culture of compliance with legal and regulatory requirements to high ethical standards within Standard Chartered.
•    Contribute to the day-to-day management of legal risk arising from Standard Chartered’s operations.
•    Facilitate advice and advise on regulatory, collections, restructuring and litigious matters (in conjunction with specialist teams) as and when needed.

Governance

•    Within Standard Chartered’s overall risk management framework, support the establishment and maintenance of appropriate risk based legal frameworks for identifying, assessing, managing, monitoring, mitigating and reporting legal risks across WRB.
•    Support the development and maintenance of appropriate legal policies, procedures and standards; including for the management of legal risk relating to product structuring and governance.
•    Support the proactive identification and management of legal risks applicable to the WRB business.
•    Support the governance of WRB by reviewing papers tabled at relevant committees to ensure that any legal content is appropriately articulated.

Regulatory & Business Conduct

•    Display exemplary conduct and live by Standard Chartered’s values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Code of Conduct.
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

•    The Head of Legal for SME Banking, Banking Products and Digital Banking, WRB. 
•    Group WRB businesses managing retail banking products, the retail banking client segments, the WRB digital business and the WRB sustainable finance business.
•    Group WRB Legal.
•    Wider stakeholders in Legal, including specialist technology, commercial and disputes legal teams; and local legal teams supporting the WRB business worldwide.
•    Wider functional stakeholders, such as operations, risk and compliance.
•    Wider WRB business stakeholders worldwide (in conjunction with local legal teams).

Other Responsibilities

•    Contribute towards embedding “Here for Good” and the group’s brand and values in the legal team.

Our Ideal Candidate

•    Qualified to practice as a solicitor/attorney or barrister/advocate.
•    4+ years of post-qualification experience at a financial institution, financial technology firm or law firm working on cross border matters.
•    Financial services experience preferred (although we welcome strong applicants with an interest and willingness to learn).
•    Data or privacy experience preferred (although we welcome strong applicants with an interest and willingness to learn). 
•    Experience of complex cross-border transactions preferred (although we welcome strong applicants with an interest and willingness to learn).
•    A business sense (including the ability to assess risk and appropriate levels of return), strong transaction management qualities, excellent interpersonal skills and multi-cultural awareness, and the ability to operate in areas of ambiguity.
•    Strong drafting skills.
•    The ability to work proactively and independently. 
•    Personal authority and an ability to establish relationships with stakeholders.
•    Ability to collaborate and work dynamically with group, regional and local stakeholders in a complex and diverse organisation.

Role Specific Technical Competencies
•    Legal negotiation
•    Commercial legal knowledge
•    Banking/finance law knowledge

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers