JOB SUMMARY

Be responsible for Cash strategy alignment and execution. Responsible for new offering end-to-end product design, development, maintenance and commercialization throughout the solution life cycle. Work closely with local stakeholders, regional and global product partners to ensure proper governance and risk control.

RESPONSIBILITIES
Strategy
To identify and actively contribute to cash business strategies; develop tactical plans to achieve our long-term vision and leadership positions in Japan. Drive innovation, remain up-to-date on key product trend in Japan, and ensure collaboration across other product groups in TB and SCB.

Business
Drive revenue growth and grow market share against budgets and targets for Japan. To build business cases and identify opportunities for new products and services requirements in Cash Management. Ensure fit-for-purpose, fit-for-growth, fit-for-sale products. Drive end-to-end product performance, such as efficiency, straight-through processing, turnaround times, and ensuring scalability of growth.

Processes
To work with key stakeholders and other functions to ensure that products resolutions are well designed and commercialized in an efficient and effective manner, minimizing operational risks whilst maximizing customer service. Consistently review and upgrade existing product features, services, workflows to improve client experiences and make sure full compliance with local regulatory requirements and group policy. 

People & Talent 
Provide training and pitch support from product perspective and participate specific project team including both internal and external ones to ensure market leadership and implication. Established professional code and communication skills when collaborating with other teams. 

Risk Management
Identify and mitigate the Operational, Financial, Regulatory and Business conduct risks relating to Cash product. Work with operations to improve overall service standards and to ensure that quality of service to customers remains superior to competition.

Governance 
Ensure comply with all requirements of product governance and proactively work with stakeholders to identify and quantify new and existing risks.

Regulatory & Business Conduct 
•    Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
•    Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
•    Lead to achieve the outcomes set out in the Bank’s Conduct Principles 
•    Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders
Internal
•    Central Product Manager, Cash
•    Cash Operations, ITO, PMO, Finance, CFCC, Legal, Risk, TM, IMO, Implementation, CM, Risk & Control 
•    Business Managers including but not limited to RM and Sales 

External
•    Major Clients
•    Key local regulators 
•    Competitors
•    All stakeholders including Clients, Auditors and Regulators

Other Responsibilities
Embed Here for good and Group’s brand and values in Japan [country / business unit / team]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats)

•Understand, acknowledge and comply with the requirements on individual accountabilities and responsibilities of the job set out in applicable local laws and regulations as well as SCB internal policies
•Effectively ensure and intensify internal controls by keeping abreast with developments of applicable local laws and regulations on accountabilities
•Perform job duties with diligence, contribute to efforts as an individual or as a team member so as to avoid any actual or potential legal sanctions, regulatory penalties, material financial loss, or adverse reputational impact on the Bank 

Qualifications

•    University graduate with at least 8 years solid experience in banking or finance industry. 
•    Solid experience in managing transaction banking products in a financial institution with In-depth knowledge of corporate treasury management activities in local market and relevant regulations
•    Strong leadership qualities, interpersonal skills, multicultural awareness, and sensitivity
•    Excellent professional skills, including verbal and written communication, presentation, time management and stakeholder management
•    Language Capability: proficiency in Japanese and English
•    Post-graduate degree holder or CFA are a plus

Role Specific Technical Competencies
•    Manage Conduct
•    Risk Management and Internal Controls
•    Manage People
•    Compliance - Governance, Oversight and Control
•    Compliance - Managing Regulatory Relationships
•    Compliance - Regulatory Reporting and Filing
•    Business - Strategy and Model
•    Business - Market Knowledge
•    Business - Products and Processes
•    Business - Financial Analysis and Control
•    TB – Channels
•    TB - Product Knowledge - Cash Management Services

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.