Job Summary

This is a VP, Data Scientist role in Standard Chartered CIB Credit Transformation programme. The candidate is expected to serve as Senior Product Owner under Credit AI stream within the CIB Credit Transformation programme. This strategic position will spearhead the development and implementation of AI-driven solutions to enhance credit operations and deliver measurable business value. The successful candidate will combine deep technical expertise in Artificial Intelligence (including GenAI) and Data Science with proven Product Leadership capabilities and comprehensive understanding of credit risk processe

Key Responsibilities

Lead end-to-end product development of advanced AI and GenAI solutions across CIB Credit, from ideation to production, in partnership with Product Managers, Engineering, UX, and Data teams.

· Drive measurable business impact through AI-led credit process efficiency, reduced TAT, early portfolio risk signals, and enhanced client insights from transactional and behavioural data.

· Help design and deploy production-grade generative AI solutions using state-of-the-art frameworks.

· Own delivery quality, prioritization, and stakeholder engagement for high-impact internal and vendor AI use cases.

· Act as a Credit Data Science SME, driving innovation across Client Coverage through strong data governance, alternate data onboarding, and clear, actionable, data-backed insights.

· Be responsible for the Backlog Management & Prioritization along with the Stakeholder Engagement & Communication required for the AI initiatives.

· Work with UX team and product managers to convert AI results to actionable outcomes and responsible for the quality and fit-for-purpose development of AI products.

Skills and Experience

•    Min. 15 years of work experience working on AI solution in banking domain. 
•    NLP/LLM/Gen AI (Expert) - Design, develop, and implement generative AI Language Models based POCs, utilizing state-of-the-art models such as GPTs, LLaMAs, and frameworks (such as RAG) in industrial settings. A high-level understanding of Agentic AI solution.

· Artificial Intelligence and Machine Learning (Expert) - Design and develop AI models and leverage metrics to support predictions, recommendations, automation, and growth strategies. Deep understanding of traditional ML techniques such as classification, clustering, deep learning, optimization methods, supervised and unsupervised techniques.

· Programming (Advance) - Proficient and hands-on on SQL, Python and ML libraries. Good understanding of deep learning and GenAI architectures and applicability in Banking domain.

· Data Analysis and Visualisation (Core) - Scopes and shapes business problems into feasible and specific data analysis problem statements. Interprets data according to defined requirements to obtain business insights.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.