Job Summary

This position can be based in GBS India, GBS Kuala Lumpur, and GBS Poland. 

Assurance is a Second Line of Defence function established under a delegated Mandate from the Group Chief Risk Officer. The primary role of Assurance is to provide a risk-based independent view to Senior Management in the business/functions, Second Line and the Board as to the effectiveness of the Bank’s policies, processes, systems and controls. It facilitates identification of gaps and inefficiencies, enabling prompt corrective action to be taken, and is a key source of evidence for the Board and regulators.

The Director, Credit Risk and ESGR Assurance reports into the Head, Credit Risk and ESGR Assurance Lead (within Financial Risk Assurance). The role supports conducting re-testing of controls across Credit Risk and ESGR processes to check if controls are working as expected.

Key Responsibilities

• Support the Head of Credit Risk and ESGR Assurance in delivering a strategy for risk-based and data-enabled assurance coverage across Credit Risk and ESGR, aligned to the Bank’s risk profile, regulatory expectations and internal commitments.
• Support the agenda to drive a culture of continuous improvement in assurance delivery, including consistent methodology application, strong documentation and evidence standards, and timely reporting and escalation.
• Provide support on the delivery of the assurance plan and book of work to ensure alignment to Credit Risk and ESGR priorities.
• Maintain a strong quality culture across planning, fieldwork, reporting and issue validation.
• Maintain strong awareness of Credit Risk and ESGR regulatory expectations, internal policies/standards, and leading practices in risk management, control testing and assurance.
• Work closely with teams across the three Lines of Defence, building strong working relationships and engaging with 1LoD testing teams and Risk owners.
• Retesting of controls to support the assessment on both design and operating effectiveness across key Credit Risk and ESGR processes.
• Support the delivery of a dynamic plan that focuses assurance activity on areas of highest risk and greatest potential impact, including thematic work across geographies where appropriate.
• Communicate issues and testing insights clearly to senior stakeholders as required, including through concise reporting, escalation and remediation validation.
• Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
• Provide support on the delivery of the Credit Risk and ESGR Assurance mandate.
• Escalate matters requiring immediate attention directly to line management as required.
• Provide support to prepare reports to relevant Group and Business risk and control committees and management group on key risks and issues.

Skills and Experience

• 10–12 years’ experience in the banking industry, including proven success in a similar role with exposure across a broad range of risk areas.
• Strong knowledge of assurance frameworks, risk management and control testing within a Risk and Compliance function in a banking environment.
• Excellent communication skills, with the ability to clearly articulate complex concepts to diverse audiences and senior stakeholders.
• Strong collaboration skills with the ability to work effectively across countries, regions, businesses and group functions in a dynamic, matrix environment.
• Demonstrated drive and ownership, with high levels of integrity, independence and professionalism.
• Strong presentation skills with the ability to deliver clear, structured and impactful messages to stakeholders.
• Well-rounded professional with strong overall knowledge of banking risks, assurance practices and regulatory expectations.

Key Skills

• Risk Specialism
• Market Expertise
• Independent Challenge
• Commercial Mindset
• Execution - Driven
• Critical - Thinking
• Solution Driven
• Proficiency in Tech, AI/ Automation
• Managing Change & Conflict
• Integrity
• People Leadership
• Stakeholder management & Influence

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.