Job Summary

For more than 170 years we’ve support clients with their transaction banking, financial markets, corporate finance and borrowing needs and provide solutions to nearly 20,000 clients in the world’s fastest-growing economies and most active trade corridors.

Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include varied products and services, from sustainable trade finance to credit derivatives, to mergers and acquisitions advisory.  

Our Credit Analysts is a person with extensive knowledge of risk assessment and portfolio risk management framework which is used to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. Credit Analysts also assess Standard Chartered’s risk appetite against market and economic conditions across the different markets and asset classes.

Key Responsibilities

• Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness. 
• Provide insightful, succinct and timely client portfolio credit analysis with the focus on Financial Institution clients
• Accountable for proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events.
• Partner with Banking, Coverage and Risk teams to develop and execute credit analysis and monitoring relevant matters. 
• Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants.
• Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations.
   

Skills and Experience

• Experience in credit risk analysis of Financial Institutions/ Banks and Brokers Dealers (BBD) clients would be preferrable
• Strong analytical ability, focused on the assessment and calibration of credit risk
• Financial and quantitative skills
• Product knowledge for Markets and Transaction Banking
• Knowledge of the financial services' regulatory environment
• Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment
• Well organized, able to multi-task and balance competing demands

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

About Standard Chartered

Standard Chartered Bank AG Poland Branch is an entity which is a part of Continental Europe franchise of SC Group. It was founded in November 2023 as part of SCB AG with headquarters in Frankfurt. 
It has its office in Warsaw Hub located in Rondo Daszynskiego 2B in Warsaw on 30th floor. SCB AG Poland Branch provides vast majority of back and middle-office services that aim on boosting the growth of Europe business.
It closely cooperates with Standard Chartered Global Business Solutions Limited, a service centre located also in Warsaw Hub premises, from which it was carved out to create an extension of continental Europe’s business. 
 
The rapid growth of SCB AG Poland Branch is an answer to demanding and expanding business of SCB AG, that delivers the professionals with unique skills to the company.